American Express Platinum Business Card Australia delivers 250,000 points, worldwide lounge access and no extra cardholder fees
Packed with 250,000 Membership Rewards points, global lounge access and no extra cardholder fees, the American Express Platinum Business Card gives Australian businesses premium travel perks, flexible redemptions and easy expense management
Overview for Australian businesses
The American Express Platinum Business Card is built for Aussie business owners who travel often and manage sizeable expenses. With a headline offer of 250,000 Membership Rewards points and a AUD 500 new cardholder credit, this card targets companies that can extract high value from travel and rewards.
Australian readers will appreciate practical tools and local partner options—points that transfer to Velocity or other frequent flyer programs, and flexible redemptions that suit both corporate travel and staff rewards. The card’s premium positioning is reflected in its features and annual fee, so it’s aimed at businesses that can make the benefits pay off.
Rewards, points earning and redemptions
The American Express Platinum Business Card earns up to 2.25 Membership Rewards points per AUD spent in select categories, and everyday spend still racks up points at competitive rates. The 250,000 Membership Rewards welcome bonus can be converted into 125,000 Velocity points or used for travel bookings, gift cards and statement credits.
Points transfer partners include major airlines and hotel programs, providing flexibility for domestic and international travel. For Australian businesses that regularly fly Qantas, Velocity or partner airlines, maximising points transfers and seasonal transfer bonuses can deliver outsized value from the card.
Travel perks, lounges and hotel benefits
One of the strongest selling points of the American Express Platinum Business Card is access to over 1,400 airport lounges worldwide, including Centurion Lounges and Priority Pass options that make long trips more productive and comfortable. Cardholders also benefit from travel insurance and concierge services suited to frequent flyers.
Hotel perks through programs like Fine Hotels & Resorts, and elite status opportunities with major chains, add room upgrades, daily breakfast and late checkout—valuable for executive travel. These features make the card particularly attractive to businesses that want to combine convenience with employee satisfaction on the road.
Fees, business management and suitability
The card carries a premium annual fee (around AUD 1,750), so it’s best suited to businesses with higher monthly card spend and frequent travel needs. A major plus for companies is that American Express allows additional cardholders at no extra charge, which simplifies expense control across teams without extra cardholder fees.
Integration with accounting platforms such as Xero, MYOB and Microsoft Excel makes reconciliation straightforward, and the card’s reporting tools help streamline expense management and GST tracking. If your business spends enough to offset the annual fee through points, travel credits and lounge access, the American Express Platinum Business Card can deliver significant ROI.
