Qantas Premier Everyday Mastercard review 2025, how Aussies maximise Qantas Points with a low $49 annual fee
Stretch your Qantas Points with the Qantas Premier Everyday Mastercard on a $49 annual fee, including an 8,000-point welcome, travel cover and smart 2025 tips
Why Aussies pick the Qantas Premier Everyday Mastercard
The Qantas Premier Everyday Mastercard is a practical choice for Aussies who want steady Qantas Points without a hefty fee. With a low $49 annual fee and familiar perks like Mastercard Zero Liability and Apple Pay or Google Pay support, it fits into daily life from Melbourne to Perth.
This card suits people who shop at Woolworths, book Qantas flights or spend on travel occasionally. The card blends everyday earn rates with travel protections, making it easy to push Qantas Points balances without changing core spending habits.
Earning Qantas Points and the welcome bonus
The Qantas Premier Everyday Mastercard offers an 8,000 Qantas Points welcome bonus in the first four months when you meet the spend criteria. Regular earn rates include 0.75 Qantas Points per $1 on domestic spend up to $3,000 per statement and 0.4 points per $1 thereafter.
International spend earns 1 Qantas Point per $1 and Qantas purchases get 2 bonus points per $1. Points can be used for flights, upgrades or items via the Qantas Marketplace, so your points go further whether you’re flying Brisbane to Sydney or redeeming for Woolworths WISH vouchers.
Fees, interest and balance transfer details
The card’s purchase rate sits around 19.99% p.a., with up to 55 days interest-free on purchases if you pay your balance in full. International transactions attract a 3% foreign fee and cash advances carry higher costs and a 3% fee, so avoid withdrawals where possible.
A notable feature is the 0% p.a. balance transfer offer for 12 months, which can help Australians consolidate existing card debt. Remember the minimum repayment is 2% or $30 and extra cardholders cost $25 each, so factor those into your household budget.
Insurances, eligibility and practical tips
The Qantas Premier Everyday Mastercard includes complimentary overseas travel insurance with substantial medical cover and trip cancellation protection, plus 24/7 concierge support for bookings and travel help. Use the Qantas Money app to track points, statements and card activity on the go.
To be eligible you typically need an Australian residency and a minimum income around $35,000, and you must be a Qantas Frequent Flyer. For best value, charge regular bills and grocery shopping to the card, clear the balance monthly and claim the welcome 8,000 Qantas Points early.
