ING Personal Loan Australia with Fixed Rates, No Ongoing Fees and Fortnightly or Monthly Repayments
Predictable ING personal loans in Australia with fixed rates from 6.89% p.a., no ongoing fees, flexible fortnightly or monthly repayments, quick online application and same-day funds for existing customers
Clear benefits of the ING personal loan for Australians
The ING personal loan offers predictable, fixed interest rates from 6.89% p.a., making budgeting simple for everyday Aussies. With no ongoing fees and the flexibility to choose fortnightly or monthly repayments, an ING Personal Loan Australia option is designed to suit household budgets and one-off needs alike.
Whether you need to consolidate debt, pay for a renovation or cover unexpected costs, the personal loan ING product is unsecured and easy to compare. Popular keywords like ING personal loan and ING Personal Loan Australia are relevant here because this loan is tailored to local borrowers who value transparency and straightforward pricing.
Rates, fees and flexibility
Interest rates for an ING personal loan range from 6.89% to 18.99% p.a., with comparison rates starting at 7.10% p.a. Loan amounts go from $5,000 up to $60,000 with terms between 2 and 7 years, giving flexibility to match repayments to your cash flow.
There are no monthly or annual account fees, and existing customers may have the $150 establishment fee waived. Note the modest $20 late payment fee and the advantage that ING allows extra repayments without penalty so you can pay off your ING loan sooner and save on interest.
How to apply and quick funding
The application process for an ING Personal Loan is fully online and streamlined for Australian residents, with existing customers often receiving same-day funds once the offer is accepted. New customers usually get funds within two to three business days after approval, so urgent needs can be covered quickly.
To apply you’ll need standard documents like Australian ID, PAYG payslips or proof of income, and details of any liabilities. Eligibility generally requires you to be at least 18, an Australian citizen or permanent resident, and earning a minimum income, so check the criteria before you start the online form.
Repayments, extra repayments and customer support
Repayments can be debited from an ING Orange Everyday account or an external account, and you can switch between fortnightly or monthly schedules to suit pay cycles. ING’s online banking makes it easy to track balances, view statements and calculate payout figures if you want to settle early.
Customer support is accessible by phone or secure message through internet banking, and the ING Personal Loan Australia offering is popular for its straightforward terms and supportive service. If you want a stable, fee-light personal loan from a bank that understands local needs, an ING personal loan is worth comparing before you commit.
