Easy Street fixed-rate personal loan for Aussies, 8.99% p.a. and no monthly fees
Lock in an Easy Street fixed-rate personal loan at 8.99% p.a., borrow $3,000–$35,000 with predictable repayments, no monthly fees and penalty-free extra repayments for Aussies
Predictable borrowing with Easy Street
Easy Street fixed rate personal loan gives Aussies a straightforward way to borrow with certainty. At a fixed interest rate of 8.99% p.a., repayments stay the same for the length of the loan, so you can plan your household budget without being hit by rate rises. That kind of predictability suits families, tradies and anyone on a tight cash flow.
The Easy Street personal loan is unsecured and built for common needs like debt consolidation, car repairs, renovations or a holiday. With no monthly fees and penalty-free extra repayments, it’s designed to keep costs transparent and let you pay the loan down faster if you can.
Loan amounts, terms and costs
With borrowing limits from $3,000 to $35,000 and terms between one and five years, the Easy Street fixed rate personal loan fits a wide range of Aussie needs. There is an application fee of $249, but no ongoing monthly or redraw fees, which helps keep the total cost manageable over the loan term.
For many borrowers the headline 8.99% p.a. fixed rate combined with no monthly fees delivers real value compared with variable rate options that can jump. Always compare the total cost over your chosen term and factor the application fee into your decision.
Repayments, extra payments and affordability
Repayments are fixed, making it easy to set up automatic weekly, fortnightly or monthly deductions from your nominated bank account. The fixed repayments mean you’ll know exactly what leaves your account each period, which is great for budgeting and avoiding missed payments or surprise interest hikes.
Extra repayments are welcomed without penalty on the Easy Street fixed rate personal loan, so if your wage rises or you get a bonus you can shave months off the term. Use this flexibility to reduce interest paid overall and clear debt sooner if your situation allows.
Applying and whether it’s right for you
Applying online is straightforward: have ID, proof of income and recent bank statements ready to speed up approval. Easy Street typically turns around applications quickly so approved borrowers can access funds faster than with some traditional banks.
Before you commit, weigh the benefits of a steady 8.99% p.a. fixed-rate personal loan against other offers, especially if you expect rates to fall or want longer terms. For many Aussies chasing certainty, no monthly fees and clear repayments, the Easy Street personal loan is a strong contender. Consider comparing quotes to confirm it suits your budget and goals.
