Maximise True Rewards with ASB Visa Platinum credit card for Kiwis, Low NZ$ Fees and Travel Cover

Why this ASB Visa Platinum option works for Kiwis

ASB’s Visa Platinum Rewards credit card is built with everyday Kiwi life in mind: grocery runs, petrol, and whānau holidays. The card balances strong rewards points with practical perks, making it a smart fit for people who use a credit card for day-to-day NZ$ spending.

With reliable customer support across New Zealand and acceptance worldwide, this credit card feels familiar to local banking habits while giving extra value through True Rewards. If you want a straightforward way to earn rewards points without fuss, this card delivers.

Earning True Rewards and redeeming points

Earn True Rewards steadily: roughly 1 True Rewards dollar per NZ$100 on eligible purchases, and each True Rewards dollar is worth NZ$1 at redemption. That simple 1:1 value makes it easy to track how much rewards points you’ve accumulated and what they’re worth for flights, shopping or cash credit.

True Rewards also partners with retail and travel brands across New Zealand, so everyday purchases at the supermarket or online can add up quickly. Flexible redemption options mean you can use points for travel, convert them to NZ$ credit or spend with partner retailers — handy for Kiwis who want tangible returns.

Travel cover, security and digital wallets

Complimentary travel insurance is a standout for Kiwi travellers: cover for overseas trips when you pay eligible travel costs with the card gives peace of mind on holidays to Australia, Asia or longer haul. Emergency assistance and travel-related protections make this credit card a practical travel companion for families and solo travellers alike.

Security features include real-time fraud monitoring and emergency card replacement, and it works smoothly with Apple Pay and Google Pay for contactless payments. That means you can tap-and-go around Auckland or overseas with protection and convenience, matching how many Kiwis already pay.

Low fees, balance transfers and applying

The card is positioned as a low fee credit card in NZ, with reasonable annual fees compared to premium alternatives and clear terms for interest rates. If you’ve got existing credit card debt, the 0% p.a. balance transfer for six months can help you consolidate at no immediate interest, giving breathing room to get on top of balances.

Applying is straightforward through ASB Internet Banking or at a branch: have your IRD number, proof of income and ID ready. For most Kiwis looking to boost rewards points while keeping fees low and enjoying travel insurance, this credit card is worth checking out before you commit.