Stanbic IBTC Visa Platinum US Dollar Credit Card, Naija’s Top Travel Card with 55 Days Interest-Free Purchases
Make travel smoother with Stanbic IBTC Visa Platinum US Dollar credit card, giving Naija travellers up to 55 days interest-free purchases, global ATM access and airport lounge perks
Premium travel benefits for Naija cardholders
The Stanbic IBTC Visa Platinum US Dollar Credit Card is tailor-made for Nigerians who jet between Lagos, Abuja and overseas. With up to 55 days interest-free purchases, it gives you breathing room to manage expenses in dollars while enjoying global acceptance wherever Visa is taken.
Beyond the interest-free window, the card comes with chip-and-PIN security, Verified by Visa protection and purchase cover that keeps your shopping safer. Frequent flyers get access to airport lounges with Priority Pass options and special hotel perks at over 900 properties worldwide.
Costs, limits and practical features
Fees are competitive for a USD card in Naija: modest issuance and maintenance charges, a monthly interest rate of 2.5% and clear international ATM withdrawal fees. Daily transaction caps are generous, supporting ATM cash needs, POS shopping and high-value web purchases for travellers and business people.
Transaction limits and a revolving line of credit mean the Stanbic IBTC Visa Platinum US Dollar Credit Card works both as an everyday payment tool and a backup for emergencies abroad. The card supports seamless withdrawals from international ATMs and secure online transactions for Nigerians shopping in dollars.
How to apply and who qualifies
Applying is straightforward for folks in Naija: maintain at least one month’s salary banking relationship with Stanbic IBTC or six months with another bank, submit ID, proof of employment and address, and complete the application form. Salary domiciliation and verification speed up approval.
For entrepreneurs or those without salaried proof, cash-backed credit options are available, so small-business owners and frequent travellers still get access. Once approved, you’ll enjoy USD billing convenience and a card that matches an international lifestyle.
Why this card stands out in Nigeria
The Stanbic IBTC Visa Platinum US Dollar Credit Card blends travel perks, strong security and financial flexibility in a single package. Naija travellers gain reliable global ATM access, extended warranty on purchases and free medical/legal referral services while overseas — real peace of mind when you’re away from home.
Choose this card if you value global reach and predictable costs. With 24/7 customer support in Nigeria, exclusive local offers and a solid interest-free purchase window, it’s one of the best USD credit options for Nigerians who travel often or transact in dollars. Apply today and upgrade your travel experience with the Stanbic IBTC Visa Platinum US Dollar Credit Card.
