FirstBank Visa Gold, Nigeria’s premium international credit card with generous USD limits and emergency support

The FirstBank Visa Gold is a premium international credit card designed for Nigerians who travel, shop online or need dependable foreign currency access. With strong USD spending power, travel protections and round-the-clock emergency support, the FirstBank Visa Gold gives you flexibility whether you are in Lagos, Abuja or travelling abroad.

Premium features that matter

FirstBank Visa Gold comes with travel-friendly protections like emergency card replacement and emergency cash advances to keep you moving when things go wrong. The card also offers card control through FirstMobile and the USSD code *894# for quick on-off management of transactions.

Security and convenience are built in, including contactless payments, fraud monitoring and 24/7 customer assistance for international incidents. These features make FirstBank Visa Gold a practical choice for business travellers, frequent shoppers and anyone who values peace of mind with their credit.

Generous USD limits and transparent fees

The FirstBank Visa Gold provides generous USD limits: up to $1,000 daily cash withdrawal at ATMs, $10,000 per POS transaction and $5,000 for web transactions, giving Nigerians real spending power abroad. Maintaining a minimum operational balance of $40 on the card helps keep your USD services active and your limits available.

Fees are straightforward and competitive: a one-time card issuance fee of $3, annual maintenance of $20, ATM withdrawal fee of $3 per transaction and a $3 replacement charge. Purchases via POS and online are free of transaction fees, making it cost-effective for regular international use.

How to apply and get the card quickly

Applying for the FirstBank Visa Gold is simple: visit any FirstBank branch with valid ID and proof of address to fill the application form, or start the process via FirstBank’s online channels. Customers in Lagos typically collect their card within two business days, while branches outside city centres may take up to five business days.

Once approved, manage your card instantly using FirstMobile or the USSD quick service *894# for card controls and transaction alerts. In emergencies abroad you can request instant card replacement or emergency cash support through FirstBank’s global assistance line, available 24/7.

Why Nigerians trust FirstBank Visa Gold

FirstBank Visa Gold is built for the Nigerian lifestyle: it supports cross-border travel, international e-commerce and gives access to USD liquidity without complex procedures. The card pairs international capability with local convenience like naira funding options and quick service at branches across the country.

If you want a dependable international credit card with clear limits, emergency support and easy local service, FirstBank Visa Gold is a strong choice. Visit your nearest FirstBank branch or check FirstBank’s website to apply and start enjoying the card’s travel perks and USD spending power.