Stanbic IBTC Visa Platinum Credit Card for Naija Cardholders 55-Day Interest-Free, Priority Pass and Global ATM Access
Make the most of the Stanbic IBTC Visa Platinum with up to 55 days interest-free spending, Priority Pass lounge access and global ATM convenience built for Naija cardholders
Stanbic IBTC Visa Platinum: premium card for Naija spenders
The Stanbic IBTC Visa Platinum is built for Nigerian lifestyles: from Lagos hustle to Abuja business trips, this card gives cardholders up to 55 days interest-free on purchases. As a Naija-friendly product, it pairs strong travel perks like Priority Pass lounge access with local conveniences such as seamless Naira transactions and global ATM withdrawal options.
Use it for everyday groceries, salary bills or international travel and enjoy chip-and-PIN security plus Verified by Visa protection for online spends. The card works with the Stanbic IBTC mobile and internet banking platforms so you manage limits, track rewards and make repayments without needing to visit a branch.
Key benefits and lifestyle perks
Cardholders get Priority Pass access to hundreds of airport lounges worldwide, complimentary travel insurance and concierge services that suit frequent flyers and business folks in Nigeria. The Stanbic IBTC Visa Platinum also offers extended warranty and purchase protection on qualifying buys, making high-ticket purchases safer for Naija shoppers.
Rewards and cashback boost local value: earn points on everyday purchases and redeem for flights, vouchers or statement credits. Global ATM access means you can withdraw cash in dollars or local currency while abroad, and daily transaction limits are generous for most lifestyles in Nigeria.
Costs, limits and security details
Know the fees before you apply: the new card issuance fee is N1,075, the monthly implied interest sits around 2.5% and there’s a management fee of about 1% on credit limit events. Daily ATM withdrawal and POS caps apply, for example N200,000 daily ATM limit and higher POS/online ceilings for business spends.
Security is tight: chip-and-PIN, Verified by Visa and real-time fraud monitoring protect your accounts, plus zero-liability on unauthorised transactions. The card also supports salary domiciliation and cash-backed options for applicants who prefer a secured credit line in Naija banking terms.
How to apply and why choose it now
Applying is straightforward: visit a Stanbic IBTC branch or complete the online form via the Stanbic IBTC website. Typical requirements include valid ID, proof of residence, recent payslips or bank statements and an existing banking relationship—one month with Stanbic IBTC or six months with another Nigerian bank usually suffices.
For many Naija professionals and travellers the Stanbic IBTC Visa Platinum balances premium travel perks with practical local features. If you value interest-free float, global ATM access and a Priority Pass for quieter airport layovers, this card is worth considering. Check eligibility, compare limits and apply online today to start enjoying the benefits.
