Fidelity Loan On Account Turnover FLOAT Instant Unsecured N100k to Your Fidelity Account via USSD *770*08#
Fidelity Loan FLOAT puts N100k straight into your Fidelity account via USSD *770*08# instantly and unsecured, 30-day tenor at 4.5% flat with no collateral or guarantor
Quick overview and why Nigerians choose this product
Fidelity Bank’s instant unsecured FLOAT loan is built for everyday Nigerians who need quick cash without the usual bank headaches. The product puts up to N100,000 straight into your Fidelity account, with same‑day disbursement via the simple USSD code *770*08#.
With a flat rate of 4.5% for a 30‑day tenor, no collateral and no guarantor, this offer targets active account holders across Lagos, Abuja, Port Harcourt and beyond who value speed and transparency. The process suits salary earners and small traders who need short‑term liquidity.
Key features and transparent costs
The main selling points are instant access, clear pricing and flexibility. Borrow up to N100,000 instantly; pay 4.5% flat over 30 days; or apply a one‑time 30‑day extension for a 0.5% restructuring fee. There are no hidden charges or surprise fees to worry about.
Applicants who receive payroll through Remita, Tenece or Veripay can open a Fidelity account and qualify quickly. The product’s transparency and low flat rate make it a practical choice for emergency needs, market stock replenishment, school fees or short cash gaps.
How to apply and eligibility, Nigerian style
Applying is straightforward: dial *770*08# from your registered phone and follow the prompts, or use Fidelity’s Ivy virtual assistant. If you’re not yet a Fidelity customer, open an account via the app, online or at any branch; once active, you can access the FLOAT loan service.
Eligibility is simple — active Fidelity account holders or new customers whose payroll flows through supported processors. Keep your BVN and phone number handy. The average turnaround is instant, meaning funds land in your Fidelity account immediately after approval.
Smart repayment and use cases for everyday life
Repayment over 30 days at 4.5% flat keeps monthly cost predictable. For those who need just a little more time, the one‑time extension provides breathing space without heavy penalties. Pre‑liquidation is also allowed, so you can clear the loan early if cash comes in.
Common uses in Nigeria include bridging salary gaps, paying school or medical bills, buying stock for market traders, and funding urgent bills. The product is tailored to local realities: fast USSD access, no collateral, and a price point that fits short‑term borrowing needs in naira.
