Apply for FCMB Easylift Loan to Grow Your Naija Small Biz, 9% p.a. and Fast Approval
FCMB Easylift Loan delivers 9% p.a. funding and fast approvals to help Naija MSMEs scale with easy docs and flexible repayment
Why FCMB Easylift fits small businesses across Naija
FCMB Easylift is built for entrepreneurs who need quick working capital without the usual wahala. The product offers an affordable interest profile and simple requirements that suit traders, artisans, and small manufacturers across Lagos, Abuja, Port Harcourt and beyond.
With repayments tailored to business cash flow and facilities that accept transfers or POS collections, the loan helps manage seasonality and restock faster. Using local terms like Naira pricing and CAC registration keeps documentation familiar and straightforward for local SMEs.
Rates, terms and repayment that make sense locally
The headline interest of 9% per annum keeps borrowing costs reasonable compared to many informal lenders. Tenures typically range up to 12 months with options for monthly amortisation or flexible cycles that match cocoa season, market stalls or tech start-up cash flows.
FCMB’s processes accept BVN, recent bank statements and business registration, so most small business owners can apply from their phone. Fast approval and quick disbursement mean your working capital arrives when you need stock or equipment, not weeks later.
How to apply and what documents you’ll need
Applying is straightforward: visit the bank’s loan portal or speak with a branch relationship officer and complete the Easylift application. Expect to provide CAC or business proof, recent bank statements, valid ID and your BVN—standard papers that local MSMEs already keep handy.
If you operate a market stall or a delivery service, include evidence of turnover like POS receipts or a simple business wallet statement. FCMB looks for viable cash flows and plans to ensure the facility helps scale your hustle without unnecessary bureaucracy.
Why local entrepreneurs choose FCMB for growth
Trust matters in Naija: FCMB’s partnership programmes and presence in city centres give business owners confidence when borrowing. The combination of clear terms, decent rates and speedy processing makes the product competitive for SMEs looking to expand inventory, buy a generator or hire a staff member.
Beyond cash, FCMB provides guidance on repayment schedules and financial management, helping businesses avoid common pitfalls. For small business owners aiming to stabilise cash flow or invest in growth, this kind of support and the accessible Naira funding can be decisive.
