Woolworths Black Credit Card – 3% WRewards, Unlimited Free Delivery and Travel Cover for South Africans
Make the Woolworths Black Credit Card work harder with 3% WRewards, unlimited free online delivery and travel cover tailored for South Africans

Discover the perks of the Woolworths Black Credit Card and how it can save you rand on everyday shopping, online orders and travel. This South African-focused credit card combines strong WRewards earnings with unlimited free online delivery and travel cover that suits both frequent Woolies shoppers and local travellers.
Rewards and everyday savings
The Woolworths Black Credit Card gives a compelling 3% back in WRewards on Woolworths purchases, paid as quarterly vouchers you can spend in store or online. For South Africans who shop at Woolies regularly, those WRewards add up fast and effectively reduce your grocery and lifestyle spend.
Beyond Woolies, the card earns WRewards on fuel and selected partners, while VISA purchase protection safeguards your bigger buys. Using the Woolworths Black Credit Card for everyday spend is an easy way to build vouchers and enjoy member-only discounts.
Unlimited free online delivery and convenience
One standout feature is unlimited free online delivery when you save your Woolworths Black Credit Card to your Woolies profile — ideal for those who prefer shopping from home. That benefit alone can pay for the small service fee and time spent over weekends standing in queues.
Added conveniences include free additional cards for family members, electronic statements and access to cash when required. For busy South African households, the delivery and family-card perks make this Woolworths Black Credit Card genuinely practical.
Travel cover and protection for South Africans
The Woolworths Black Credit Card is accepted globally and includes travel-related protections: complimentary travel insurance when you book flights with the card, medical assistance and legal help abroad. This gives peace of mind for local travellers flying out of OR Tambo, Cape Town or on regional trips.
Lost luggage, flight delays and emergency medical costs are covered subject to policy terms, and VISA purchase protection adds an extra layer of security for international shopping. If you travel with family, the travel cover can be a decisive reason to choose this card.
Fees, eligibility and how to apply
Typical costs include a modest service fee (for example R69) and an initiation fee applicable on first-time setup; many routine charges like card replacement and online banking are free. Always check the latest fee schedule and your personal interest rate on the statement before committing.
To apply, South African applicants need to be over 18 with a valid RSA ID and proof of income. You can apply online via the Woolworths credit card section or at a Woolies store — have your ID, three payslips or bank statements, and a proof of address ready.
Make the Woolworths Black Credit Card work harder: if you shop at Woolies often, want unlimited free online delivery and value travel protection, this card is built with South African lifestyles in mind. Compare current rates, read the terms and apply to start earning WRewards today.