FNB Premier Credit Card for South Africans, Ebucks rewards, 55 days interest-free and global travel cover

FNB Premier Credit Card overview for South Africans

The FNB Premier Credit Card is tailored for South Africans who want high rewards and practical benefits. With eligibility typically between R240,000 and R749,999 annual income, this card brings premium perks like personalised interest rates, unlimited swipes and inContact support through the FNB app.

As an everyday companion, the FNB Premier Credit Card pairs strong service with local convenience — free online banking, cardless withdrawals and AA Emergency Roadside Assistance make it ideal for family budgets and frequent travellers alike.

Ebucks rewards and up to 55 days interest-free

One of the biggest draws is Ebucks: earn up to 15% back on partnered spend and convert routine purchases into meaningful rewards. Use the card on groceries, petrol and utilities to maximise Ebucks earnings and redeem on FNB Marketplace, partners or to settle your statement balance.

The card also offers up to 55 days interest-free on purchases when you pay your statement in full each month. That 55 days interest-free window gives breathing room to manage cashflow without extra cost, a key benefit for South Africans juggling monthly bills and household expenses.

Global travel cover and practical protections

Global travel cover is included with the FNB Premier Credit Card, offering travel insurance, lost baggage protection and emergency medical support when you travel abroad. This global travel cover is handy for those flying from OR Tambo or Cape Town International on business or holiday.

Other protections include Visa customer service, lost card protection and debt relief options. These safety nets make the FNB Premier Credit Card a strong pick for anyone who wants travel peace of mind and dependable local support.

Fees, how to apply and tips to maximise benefits

Fees are transparent: a one-time initiation fee (up to R175), monthly account and service fees and modest charges for cash withdrawals. Keep ATM cash-outs to a minimum and use card payments for everyday spend to protect your Ebucks and 55 days interest-free benefit.

Applying is straightforward via the FNB website, the FNB app or by phone — have your South African ID, recent payslip and proof of residence ready. To squeeze the most value from the FNB Premier Credit Card, pay statements on time, use the card for recurring expenses and track Ebucks in the FNB app.