Woolworths Silver Credit Card South Africa | WRewards, Petrol Cashback & Travel Cover

Smart everyday rewards for Woolies shoppers

The Woolworths Silver Credit Card is built for shoppers who want value every time they swipe. Linked to the WRewards system, cardholders earn vouchers on Woolworths groceries and lifestyle purchases and get a smaller rate back on non-Woolies spending, turning regular bills into useful savings you can spend at checkout.

Local shoppers appreciate the practical upside: earn WRewards vouchers, access up to 55 days interest-free on purchases and enjoy free additional cards for family members. The card’s structure suits average-income earners in South Africa looking to stretch the rand without complex annual fees or high eligibility hurdles.

Petrol cashback and travel cover that matter

Petrol costs bite hard, so the Woolworths Silver Credit Card rewards fuel spend with up to 1% petrol cashback at participating petrol stations. That cashback posts automatically, helping to soften monthly transport expenses for commuters and weekend drivers alike.

For those travelling overseas, basic travel cover is included when you buy international flights with the card, offering peace of mind for short trips. The travel cover, combined with lost card protection and balance protection options, makes the card a solid everyday choice for domestic and occasional international travellers.

Fees, interest and how to apply

Fees are straightforward and competitive: no initiation fee, modest service charges for card replacement and ATM withdrawals, and clear disclosure of interest rates on your monthly statement. Online banking and account management are free, while cash advances and ABSA ATM withdrawals carry standard local fees.

Applying is easy via the Woolworths website or in-store at your nearest Woolies. You’ll need a valid ID, proof of income or recent bank statements and a South African bank account. Approval times are reasonable and delivery of the physical card is arranged to your address or workplace.

Why pick the Woolworths Silver Credit Card

This card suits customers who value everyday rewards, convenience and straightforward perks. With WRewards vouchers, petrol cashback, basic travel cover and clear lost card protections, it targets practical benefits rather than luxury perks. It’s a dependable, budget-friendly option for households and individuals keen to get more from routine spending.

Compare it against other South African credit options if you need premium travel insurance or higher reward rates, but for many Woolies regulars the combination of WRewards, petrol cashback and accessible terms makes this one of the more useful entry-level credit cards on the market.