Virgin Atlantic Reward Plus Credit Card for UK Flyers Maximise Virgin Points, Free Lounge Access and Top Travel Perks
Maximise Virgin Points with the Virgin Atlantic Reward Plus card, free lounge access, companion ticket and travel upgrades
Standout travel benefits for UK flyers
The Virgin Atlantic Reward Plus Credit Card is built for frequent flyers in the UK who want to squeeze maximum value from every pound. With complimentary Virgin Atlantic lounge access and Boingo Wi-Fi, the card elevates travel days from stressful to comfortable.
Cardholders also get travel-focused extras such as a companion ticket or upgrade after meeting the annual spend threshold, making premium journeys more affordable for couples and families. These perks make the card attractive for those who fly Virgin Atlantic regularly.
How you earn and use Virgin points
With the Virgin Atlantic Reward Plus Credit Card you earn 1.5 Virgin points per £1 spent and double points on Virgin Atlantic flights and Virgin Holidays. There’s also a welcome bonus of 15,000 points after your first purchase within 90 days, helping you reach reward flights faster.
Virgin points can be redeemed for flights, upgrades and partner travel redemptions, so accumulating points deliberately on everyday spending and travel can translate into meaningful savings. Using the Virgin Money app to track points makes planning redemptions straightforward.
Fees, APR and the spending hurdle
The card carries a £160 annual fee and a representative APR of 69.7% variable, so it’s vital to clear the balance each month to avoid expensive interest. If you do not pay in full, the APR quickly erodes the value of the rewards.
To unlock the companion ticket or upgrade you need to spend £10,000 per year, which suits higher spenders but may be unrealistic for occasional travellers. Weigh the marginal value of lounge access, upgrades and bonus points against the yearly cost before committing.
Manageability, eligibility and alternatives
Virgin Money’s online tools, including a card checker that doesn’t hurt your credit score and a user-friendly app, make account management and eligibility assessment easy. Customer support is UK-based and geared towards travel-related queries and fraud protection.
If the Reward Plus card doesn’t match your profile, consider the standard Virgin Atlantic Reward card or competing travel cards from American Express and other issuers. Compare points earnings, annual fees and travel perks side by side to find the best card for your spending habits.
