Score 2X Points at U.S. Supermarkets with No Annual Fee Amex EveryDay Card and 20% Bonus
Amex EveryDay makes every grocery run pay off with 2X Membership Rewards at U.S. supermarkets, a $0 annual fee, and a 20% points bonus for frequent use
Why the Amex EveryDay® Credit Card Works for Grocery Shoppers
The Amex EveryDay® Credit Card is built for U.S. supermarket regulars who want simple, high-value rewards without an annual fee. With 2X Membership Rewards points at U.S. supermarkets (up to $6,000 per year) and a 20% points bonus for using the card 20 times in a billing period, this card turns routine grocery runs into meaningful rewards.
Because it carries a $0 annual fee and integrates with the broader American Express rewards ecosystem, the Amex EveryDay® Credit Card appeals to shoppers who prefer flexible redemptions for travel, gift cards, or statement credits. For people who live local and shop weekly, these consistent grocery rewards add up fast.
Earning: 2X Points, 20% Bonus and More
You earn 2X Membership Rewards points per dollar at U.S. supermarkets on the Amex EveryDay® Credit Card, then 1 point per dollar elsewhere. The standout mechanic is the 20% bonus: hit 20 purchases in a billing cycle and your points for that cycle increase by 20%, rewarding frequent, everyday use.
Combine grocery spend with occasional travel bookings through amextravel.com for extra points and use American Express transfer partners to stretch point value. The card’s structure makes it easy to prioritize supermarket spending while still collecting points on other categories.
Costs, Limits and Considerations
While the Amex EveryDay® Credit Card has no annual fee, standard variable APRs apply after a 0% intro period on purchases (intro period may vary). The foreign transaction fee (2.7%) makes this less attractive abroad, so U.S.-based supermarket shoppers and domestic travelers benefit most from this card.
Note the $6,000 annual cap for 2X points at U.S. supermarkets; after that, you’ll earn 1 point per dollar. Also consider how the 10,000-point new cardholder bonus (subject to current offers) compares to other rewards cards—this card’s strength is steady, everyday earning rather than huge sign-up payouts.
How to Apply and Make It Work for You
Applying for the Amex EveryDay® Credit Card is straightforward on the American Express website—prepare your basic personal and financial info for a quick decision. If you already pay for groceries regularly, plan to meet the 20 purchases per billing cycle to trigger the 20% bonus and maximize value from U.S. supermarket spend.
To optimize rewards, use the card as your primary grocery card, pay balances in full to avoid interest, and transfer Membership Rewards points strategically when travel partners offer outsized redemptions. For U.S. supermarket-focused households wanting no annual fee and steady points, the Amex EveryDay® Credit Card is a smart, practical addition to the wallet.
