Bank of America Travel Rewards Card Earn 1.5 Points per $1 with No Annual Fee and Easy Travel Redemptions

Bank of America Travel Rewards card at a glance

The Bank of America Travel Rewards card earns a flat 1.5 points per $1 on every purchase, with no annual fee and no foreign transaction fee—ideal for travelers who want steady value without category tracking. You can redeem points as a statement credit for flights, hotels, car rentals, and dining, so your everyday spending turns into travel without headaches.

This travel card also offers an intro bonus for new applicants and a 0% introductory APR offer on purchases for a set period, making it useful for planned trips or paying down balances. The simplicity of 1.5x points and wide redemption options keeps this card competitive among no-fee travel rewards cards in the U.S. market.

Rewards, Preferred Rewards and redemption flexibility

Cardholders earn 1.5 points per $1 on all purchases; Bank of America customers in the Preferred Rewards tiers can boost that by 25%–75%, turning base earnings into between ~1.87 and 2.625 points per $1. This makes the card powerful for customers who maintain qualifying balances with Bank of America or Merrill.

Redemptions are straightforward: use points for travel statement credits or book via the Bank of America Travel Center. There are no blackout dates or limited airline partners, so points function like a flexible travel credit you can apply to virtually any travel expense charged to the card.

Fees, rates and travel protections

The biggest draw is the no annual fee plus no foreign transaction fees, which keeps costs down for domestic and international travel. Regular APR is variable based on creditworthiness, and the card typically requires good to excellent credit for approval, so plan accordingly before applying.

Beyond rates, the card includes useful protections like travel and emergency assistance benefits and some trip interruption/cancellation coverages, uncommon on no-annual-fee cards. These protections help reduce out-of-pocket risk when travel plans change or emergencies occur.

Who should get this card and how to apply

If you want a clean, reliable travel rewards card without paying an annual fee, the Bank of America Travel Rewards card fits casual and frequent travelers who prefer uncomplicated earning and easy redemptions. It’s especially valuable for Bank of America customers who can leverage the Preferred Rewards bonus to maximize point earnings.

To apply, gather your personal and financial information and submit an online application for a quick decision. If you value no annual fees, no foreign transaction fees, and a steady 1.5 points per $1, this card is a smart, low-maintenance choice to convert everyday spend into travel.