Unlock 60,000 Bonus Points and Top Travel Perks with Chase Sapphire Preferred Review
Turn 60,000 bonus points into $750+ in travel value by leveraging transfer partners, travel protections and category bonuses with Chase Sapphire Preferred
Why Chase Sapphire Preferred still leads in travel rewards
The Chase Sapphire Preferred card is a go-to for U.S. travelers who want big travel rewards without a heavy annual cost. With a $95 annual fee and no foreign transaction fee, the Chase Sapphire Preferred balances value and everyday usability for domestic and international trips.
Cardholders appreciate the flexible points system and practical travel protections that come with Chase Sapphire Preferred. Whether you fly often or take occasional vacations, this card delivers straightforward perks that translate into real savings on flights, hotels, and dining.
How to unlock 60,000 bonus points and what they’re worth
New applicants can earn 60,000 bonus points after spending $4,000 in the first three months — a headline offer that can jumpstart your travel fund. Those 60,000 bonus points can be worth $750 or more when you use the Chase Travel portal or transfer to airline and hotel partners for better redemptions.
To maximize value, plan to meet the minimum spend on regular bills and groceries rather than one-off splurges. The Chase Sapphire Preferred’s category bonuses — higher points on travel booked through Chase and on dining — help build a balance quickly after you hit the welcome bonus.
Best ways to redeem and transfer points
Points earned with Chase Sapphire Preferred are extremely flexible: book through the Chase Travel portal for 25% more value or transfer at a 1:1 ratio to partners like United, Southwest, and Marriott. Transferring points can unlock outsized value on premium flights and hotel stays if you’re flexible on dates.
Smart travelers monitor transfer promotions and compare award availability across partners before moving points. Using the Chase Travel portal is simple and often delivers straightforward value, while transfers are the move when you target a specific premium cabin or boutique hotel redemption.
Perks, protections, and who should apply
The Chase Sapphire Preferred includes primary rental car insurance, trip cancellation/interruption coverage, and lost baggage protection — features that often pay for the $95 fee in peace of mind alone. It also earns bonus points on dining, select streaming services, and travel, making everyday spend contribute to travel rewards.
If you have good to excellent credit and want a reliable travel rewards card without the high annual fee of premium cards, Chase Sapphire Preferred is a top pick. Apply when you can meet the welcome offer, use category bonuses regularly, and shift points to partners to extract maximum value from every 60,000 bonus points.
