All the benefits of the Discovery Gold Credit Card unveiled for you!

Discovery Bank is an authorized financial service and registered credit card provider based in South Africa. This shared-value bank offers not only an easier and more reliable transactional medium for its users, but also brings an eco-friendly convenience to make collections more enjoyable. In addition, Discovery Bank, through its Discovery Gold credit card, shared value insurance model and unique approach, introduces virtual and de facto means of credit card collection. 

Being quite distinctive in their stance, the smart banking features offer all the banking benefits along with fantastic rewards through a mixed transactional compilation called the Discovery Bank Gold Collection. So if you are looking to choose between a transaction or a credit card, you have your options open to you. Above all, you also have the main option to select a full banking suite and take advantage of the power of both, along with an unlimited free savings account. 

Discovery Bank Gold Collection

With this unique feature set, specially designed to keep customers hooked with all the benefits, you can enhance your everyday banking with the Discovery Gold Credit Card. What makes it special is that your worthy banking behavior can help you unlock various bank values and rewards along the way of your personal and business financial management.

Features of the Discovery Gold Credit Card

The credit card features an unlimited number of free savings accounts with built-in transactional capabilities. However, new users are offered up to 55 days of interest-free credit on certain credit card transactions. After that, you can control your banking fees by choosing to pay individually as you transact on the spot; or opt for a monthly transactional package fee, thus making banking convenient and user-friendly. 

Your Discovery Gold credit card features Vitality Money, which estimates how well you control and manage your finances. The better you show your performance, the better your Vitality Money status will be; as a result, you can unlock a personalized earnings package and shared value rewards. These rewards include dynamic interest rates, dynamic lifestyle rewards, active vitality rewards, and more. 

Through each reward on your credit card, you can enjoy exclusive benefits. You can earn a higher interest rate on your savings accounts; and you can even pay less on your credit through your positive credit card balance. In addition, your higher status can get you up to 10% off Uber rides and fuel; along with 40% off HealthyFood, ensuring that your lifestyle needs are met. That’s not all for Lifestyle Rewards.

Discovery Gold Credit Card

Your credit card can even give you exclusive pre-booking access to select top-notch events and shows; about 48 hours before anyone else. All of these dynamic lifestyle benefits can be maintained through your Vitality Money status. Another added bonus to the credit card is the opportunity for free travel insurance on international airline tickets; which you purchased using your Discovery Gold credit card along with 15% back on the trip! This highlights that Discovery Bank not only offers you a credit card, but also an enhanced long-term package with multiple personalized benefits. 

Banking Benefits with a Discovery Gold Credit Card

Your Discovery Gold credit card along with your savings account has built-in savings features; which give your users access to pay their salary and set up or stop debit orders. This single credit card does all of this along with the ability to make real-time, digital payments through your credit card account. Plus, you can add secondary cards or customize your credit card balances, limits and account with ease.

What makes it even more accessible is the Smart Search in the banking app that helps you keep track of all your transactions through a single service. However, you can search, filter, create, or download a list of transactions customized for you within minutes. Another improved benefit is Health Pay, which allows its users to link their Discovery Bank Gold credit card with their Discovery Health Medical Scheme membership.

This added benefit allows you to settle all your medical bills immediately; at hospitals, various pharmacies such as Clicks and Dis-Chem, and also medical providers. These co-payments include billing for exams, x-rays, blood tests, as well as hospital charges. The Gold Credit Card also helps its customers through Discovery Pay, which allows you to pay your contacts with a Discovery Bank account using only their cell phone numbers. Other valuable benefits include allowing payments on the go with digital wallets.

Virtual Credit Card security features

Discovery Bank serves as one of the most secure banking services in South Africa. Once you get your hands on the service, you can start using your virtual credit card instantly; and enjoy its extra security and guaranteed reliability with convenience. The credit card, verified by Visa and Visa Checkout, offers extra insurance. So customers can feel secure when shopping online; or linking it with their favorite device to use at tap-and-go payment points. Gold Credit Card users can also enjoy free monthly account statements and transaction notifications. 

Gold Credit Card Global Attributes

Like some of the leading global payment card networks, the Discovery Gold Credit Card is globally acceptable, allowing its user to make purchases around the world. The credit card also offers withdrawals at all ATMs that accept Visa, making it favorable to users worldwide. POS transactions and ATM withdrawals all come at a nominal price; without making too many holes in your pockets!

As always, the Gold credit card has much more to offer when it comes to features and global travel. It has coverage for luggage lost or damaged while traveling; along with insurance for emergency travel to the nearest medical center for treatment. Another bonus feature allows you to make trip cancellations or trip refunds; for non-refundable payments, provided there is an unforeseen emergency. 

Conclusion

There’s nothing about the Gold Credit Card that doesn’t seem plausible. Extra security, multiple benefits and extravagant rewards; it all boils down to being one of the most personalized and customizable credit cards you could find in South Africa. If you are a resident of South Africa and plan to have used a credit card, the Discovery Gold Credit Card is a must-have!

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