How to Apply for and Enjoy the Latest Benefits of the Visa Silver Naira Credit Card

Ever thought about enjoying up to 55 days of interest-free shopping? And what about accessing a revolving credit line to pay for goods and services with just a few clicks? This is possible and within your reach with the Visa Silver Naira Credit Card offered by Stanbic IBTC Bank. This article will give you a comprehensive view on how to apply and make use of this credit card.

The Visa Silver Naira Credit Card is a credit card issued by Stanbic IBTC Bank. With it, you can enjoy secure local transactions via POS and web. This card is linked to a Naira account for reimbursement and provides up to 55 days of interest-free shopping. Are you interested? Then, keep reading to discover more.

Credit cards are powerful tools when used appropriately. The Visa Silver Naira Credit Card offers benefits beyond the expected, making it your perfect companion for travels, shopping, dining out, and lifestyle opportunities. Moreover, it boasts enhanced security with chip and PIN enabled for maximum protection.

With Stanbic IBTC Internet Banking, making repayments is easy. The online banking platform allows you to manage your credit efficiently. In addition, you can also enjoy exciting offers and discounts when spending locally. This credit card with 3 years of validity, will establish a new relationship with your banking in Nigeria.

Let’s talk about the costs of the Visa Silver Naira Credit Card. The bank charges an issuance fee of N 1075 and an ATM withdrawal fee of N35 after the third withdrawal in a month at non-Stanbic IBTC ATMs. Additionally, there’s an interest rate of 2.5% and a management fee of 1% (+VAT) at the time of card renewal and limit increase. However, do not worry, as these fees are justified by the benefits the card offers.

Now, onto the application process. First of all, you must have at least one month of salary banking relationship with Stanbic IBTC Bank or six months of banking relationship with any other bank in Nigeria. Once you meet this requirement, you’ll need to fill out the credit card application form.

Incorporating a valid means of identification, providing proof of employment and address verification, and salary domiciliation are other essential requirements. All this is verified before the bank issues the credit card. But here’s something interesting: the card is also available as a cash-backed credit card.

If you are concerned about the security of your online transactions, rest easy! The Visa Silver Naira Credit Card offers online protection for your web transactions, verified by Visa®. So, why worry about online fraud when you have the Visa Silver Naira Credit Card?

Enjoying exclusive offers, making withdrawals at any ATM around the world, getting support from a 24-hour contact center, all this and more is what the Visa Silver Naira Credit Card has to offer. With your shopping now more secure and convenient, it’s time for you to enter the world of credit cards.

Come on, what are you waiting for? Step out of your financial comfort zone and into the world of endless possibilities with the Visa Silver Naira Credit Card. With it, you can enjoy a superior shopping experience, online purchase protection, lifestyle opportunities, and so much more. Isn’t it a fascinating idea to become a credit card holder today?

Now it’s Your Turn to Shine!

With all you have to know about the Visa Silver Naira Credit Card, now is the time to make that smart investment. Don’t continue to postpone a step that has the potential to transform everything with your financial transactions. Remember, it’s all about convenience and the extra margin offered by the card.

Still Eager for More?

Nigeria boasts a series of other credit options and effective financial products. If you find yourself risk-averse or simply in need of something different, there’s a plethora of options available. There’s a universe of financial products that could be an alternative to the Visa Silver Naira Credit Card.

Expand Your Horizons

For those of you who already feel comfortable with the Visa Silver Naira Credit Card, why not take a look at other options and compare? This will allow you to discover new ways to enjoy the benefits offered by the Nigerian banking system. New financial adventures await you who are not afraid to explore beyond the horizon.

Walk With Us on This Journey

Come embark on this journey of discovering new financial products with us. This next experience has everything to transform your perception of the credit world in Nigeria. Prepare to be amazed by a variety of credit cards and loan options that go beyond the Visa Silver Naira Credit Card.