Maximise Travel Perks and Stretch Your Rand with the Standard Bank Titanium Credit Card in South Africa
Turn every swipe into travel rewards with the Standard Bank Titanium Credit Card, saving on flights, hotels and lounges to stretch your Rand at home and abroad
Overview: stretch your Rand with smarter spending
The Standard Bank Titanium Credit Card is built for travellers and everyday spenders in South Africa who want to get more from every swipe. With rewards that convert into flights, hotels and lifestyle perks, this Titanium Credit Card helps you make the Rand go further both locally and when you travel.
Designed for clear value and practical benefits, the Standard Bank Titanium Credit Card balances a competitive reward rate with easy account management through Standard Bank’s app and online banking. It is a straightforward card for those who prioritise travel perks without complicated tiers.
Rewards, travel perks and partner benefits
When you use your Standard Bank Titanium Credit Card you earn rewards that can be redeemed for flights, hotel stays or retail vouchers—ideal for frequent domestic trips or budget-conscious international travel. Reward points can be converted or used via Standard Bank’s rewards platform, helping you book cheaper flights and save Rand on accommodation.
Other travel-friendly features often include travel insurance cover, airport lounge access offers and contactless payments for quicker checkouts. Using the Titanium Credit Card for travel bookings and daily spending increases your reward accrual, making it easier to offset travel costs over time.
Fees, eligibility and account management
Applying for the Standard Bank Titanium Credit Card requires standard FICA documentation, proof of income and a South African ID or Smart ID. Eligibility depends on credit assessment and income, so it pays to ensure your paperwork is in order before applying to speed up approval.
Be aware of the card’s annual fee, interest rates and any international transaction fees—Standard Bank provides clear fee schedules so you can compare and choose. Manage your balance through the Standard Bank app to avoid interest by paying in full each month, and set up alerts for due dates to protect your credit score.
Tips to apply and maximise value
To apply for the Standard Bank Titanium Credit Card, visit Standard Bank’s website or pop into your nearest branch with your ID and payslip. The online application is convenient and lets you track approval; for added convenience link the card to Apple Pay, Google Pay or Samsung Pay to use contactless payments while travelling.
Maximise rewards by using the Titanium Credit Card for recurring bills, grocery shopping and travel bookings, then redeem points strategically for flights or hotel stays to stretch your Rand. Always read the terms and conditions and activate travel benefits before you go—this way you get the most from the card without unexpected fees.
