Turn Every Trip into Savings with TD Platinum Travel Visa, the Canadian Travellers’ Top Pick

Top TD Platinum Travel Visa benefits for Canadians

The TD Platinum Travel Visa delivers a solid mix of travel rewards, built-in travel insurance and everyday earning power for travellers based in Canada. Cardholders earn TD travel rewards points on purchases, benefit from travel medical and rental car insurance, and gain perks useful for both short trips and extended vacations.

With a competitive welcome bonus and accelerated points on travel spending, the TD Platinum Travel Visa makes it easier to turn regular purchases into flights and hotel stays. The card’s contactless chip and Visa acceptance worldwide also mean smooth payments from Vancouver to London.

Travel rewards, redemptions and flexibility

Points from the TD Platinum Travel Visa can be redeemed for flights, hotels, car rentals and travel extras in CAD, offering flexibility that suits Canadian travellers. There are no blackout dates on many redemptions, and the TD rewards platform allows you to book with multiple airlines and hotel partners.

Maximise your TD travel rewards points by using the card for dining, groceries and travel purchases where it earns bonus points. Redeeming strategically—booking in low season or using points for hotels—stretches value and can cover significant portions of a trip.

Eligibility, fees and what to consider

To qualify for the TD Platinum Travel Visa you must be a Canadian resident of majority age with a reasonable credit history and proof of income; applications are handled online via TD Bank. Expect an annual fee that’s offset by the card’s insurance and rewards, but compare it against your travel frequency to ensure it’s worth it.

Watch for foreign transaction fees when spending in other currencies and manage carrying balances to avoid high interest charges—paying in full monthly preserves point value. Review the travel medical coverage limits and policy timeframes so you’re protected on longer or multi-country itineraries.

How to apply and smart ways to use points

Applying is straightforward: complete the online form on TD’s site, upload any requested income documentation, and check the approval terms specific to your province. Once you have the card, set up mobile alerts and the TD app to track TD travel rewards points and spot promotional earn opportunities.

Smart strategies include timing large purchases for seasonal bonus offers, using the card for everyday categories that earn extra points, and combining points with occasional cash payments to book higher-value trips. The TD Platinum Travel Visa is best for Canadians who travel a few times a year and want reliable insurance and flexible redemptions.