Upgrade Your Banking with Absa Premium Credit Card Benefits, 1.5% Cashback and Bidvest Lounge Access

Upgrade your everyday banking with the Absa Premium Credit Card, designed for how South Africans spend, travel and manage money. This premium card combines a strong rewards programme, practical travel benefits and local-focused features so you get real value every time you swipe in Rands or shop online.

Rewards that actually stack up

The Absa Premium Credit Card pays up to 1.5% cashback on qualifying purchases through the Absa Rewards Programme, turning regular spending into tangible savings. Frequent shoppers and business travellers in South Africa will notice the difference when monthly rewards offset everyday costs.

Beyond cashback, cardholders benefit from partner deals and seasonal promotions that boost earning potential on groceries, fuel and travel bookings. Using the Absa Premium Credit Card for larger planned purchases during promo windows is an easy way to accelerate rewards.

Bidvest lounge access and travel protection

One of the standout perks of the Absa Premium Credit Card is Bidvest Airport Lounge access across South African airports, with typically four complimentary domestic visits and two international visits per year. For locals who travel regularly, lounge access changes the whole airport experience.

The card also includes basic travel insurance covering medical emergencies, flight delays and lost luggage, tailored to typical South African itineraries. These protections make the Absa Premium Credit Card a sensible choice for business trips or family holidays beyond our borders.

Security, limits and digital convenience

Security on the Absa Premium Credit Card is robust: 90 days purchase protection against theft and accidental damage plus contactless payments for transactions under R200 for fast, secure purchases. These features match local needs for safe tap-and-go payments in busy shopping centres.

Control is in your hands via the Absa app and mobile wallet integrations like MasterPass, letting you set ATM and POS limits or freeze the card instantly. Standard limits often include R1 000 ATM withdrawals and R5 000 for POS transactions, changeable at a branch or via the app.

Fees, eligibility and applying with confidence

Understanding costs helps you decide: the Absa Premium Credit Card typically carries an initiation fee of around R166.45, monthly service and account fees, and an annual interest rate reflective of premium credit products. Cash withdrawals and over-the-counter transactions attract separate charges, so plan use accordingly.

To apply you should be 18 or older with a minimum income (commonly around R25 000 per month) and have recent ID and proof of address. Applications are simple online, by phone or at your nearest Absa branch, and approval depends on standard affordability checks.