Bankwest Zero Platinum Mastercard, a No Annual Fee Credit Card for Aussies With No Foreign Transaction Fees
Bankwest Zero Platinum Mastercard review: zero annual fee, no foreign transaction fees, 28-month 0% p.a. balance transfers, complimentary overseas travel insurance and instant digital card for Aussies
Everyday costs and headline rates
The Bankwest Zero Platinum Mastercard is built for Aussies who hate paying fees. With a true no annual fee policy and no foreign transaction fees, this card removes two of the biggest hidden costs travellers and shoppers face when using plastic overseas or online.
Key numbers to keep in mind are the 0% p.a. balance transfer for 28 months and a 3% balance transfer fee, plus a purchase rate of 14.99% p.a. These rates make the Bankwest Zero Platinum Mastercard a sensible option for consolidating debt or making planned purchases without a hefty yearly charge.
Travel benefits that actually matter
For travellers the Bankwest Zero Platinum Mastercard punches above its weight. Complimentary overseas travel insurance comes with eligible card use, helping protect trips from common issues like delayed luggage or medical emergencies while overseas.
On top of that, no foreign transaction fees mean the Bankwest Zero Platinum Mastercard is perfect for frequent flyers and weekend getaways alike. Aussies heading to Bali, New Zealand or further afield avoid the usual 2 to 3% surcharge on foreign spends, so your AUD goes further when you travel.
Digital convenience and security
Bankwest makes it easy to use the card straight away with an instant digital card in the app. The Bankwest Zero Platinum Mastercard works with Apple Pay, Google Pay and Samsung Pay, so you can tap and go with your phone while waiting for the plastic to arrive.
Security features like contactless limits, digital card locks and transaction alerts give peace of mind for everyday spending. For Australians who live on their phones and value a fast set-up, the digital-first approach of the Bankwest Zero Platinum Mastercard is spot on.
Is this the right card for you
If you want a low-cost platinum card focused on travel and debt management, the Bankwest Zero Platinum Mastercard stacks up well. It combines no annual fee, no foreign transaction fees and a long 0% p.a. balance transfer term which can be a real saver when consolidating higher interest debt.
Downsides include a modest rewards offering and the 3% balance transfer fee, so if maximising points or fee-free transfers is your priority you may want to compare alternatives. For most Aussies seeking simplicity, savings and travel cover, the Bankwest Zero Platinum Mastercard is a strong, practical pick.
