ANZ Airpoints Visa Platinum for Kiwis with high Airpoints earn rate, lounge access and travel cover
ANZ Airpoints Visa Platinum earns Airpoints Dollars fast, unlocks Air New Zealand lounge access, Koru savings and reliable overseas travel cover for Kiwi travellers
Why ANZ Airpoints Visa Platinum suits Kiwi travellers
The ANZ Airpoints Visa Platinum is built for Kiwis who fly often and want straightforward, valuable rewards. With a clear earn rate and no expiry on Airpoints Dollars, it fits holiday planning and business travel across Aotearoa and beyond.
Locals appreciate perks that reflect our travel habits – lounge access, Koru discounts and travel insurance that takes the stress out of international trips. Choosing this card means you’re opting for practical, travel-focused benefits tailored to New Zealand life.
Earning Airpoints Dollars and Status Points
ANZ Airpoints Visa Platinum earns 1 Airpoints Dollar for every $75 spent on eligible purchases, and Status Points accumulate at a different rate to help you move up tiers. That straightforward conversion makes it simple to track progress towards flights and upgrades.
There’s also a 200 Airpoints Dollars Advance feature for when you’re close to a reward but short on points. Use the card for everyday spending and larger travel bookings to maximise Airpoints Dollars and Status Points faster.
Perks: lounge access, Koru savings and travel cover
Cardholders can access Air New Zealand lounge entries after meeting the spend criteria, plus enjoy reduced Koru membership fees or waived joining costs. A few well-timed purchases can translate into calmer airport experiences and better pre-flight comforts.
Complimentary overseas travel insurance included with ANZ Airpoints Visa Platinum covers many common travel mishaps, making it a solid choice for frequent flyers. Be sure to read the policy details so you know what’s covered on your next overseas trip.
Fees, interest and who should apply
The annual fee for the ANZ Airpoints Visa Platinum is $150 (paid $75 half-yearly), with an additional cardholder fee of $10 per year. Purchase and cash advance rates are around 19.95% p.a. (variable), so carrying a balance can be costly.
This card suits Kiwis who spend enough to offset the fee through Airpoints Dollars, lounge visits and travel protections. If you travel regularly and can pay balances in full, applying online through ANZ is a straightforward way to start earning faster.




























