Brim Financial Mastercard 2024 Canada’s Savviest No-Annual-Fee Card for Travellers with Free Global Wi‑Fi, 0% Foreign Transaction Fees and 1% Cash Back

Why Canadian travellers love the Brim Financial Mastercard

The Brim Financial Mastercard is a rare no annual fee travel-friendly card that actually delivers useful perks for Canadians. With 1% cash back on all purchases, 0% foreign transaction fees and free global Wi-Fi via Boingo, it’s designed for folks who want value without paying an annual fee.

As a Canadian product, Brim Financial Mastercard supports local payment habits like Interac e-Transfer for easy bill payment and offers free supplementary cards for family members. The card also adds mobile device insurance and event ticket protection, perks you don’t usually see on a $0 annual fee credit card.

Rewards, redemptions and Brim points made simple

Brim points are straightforward: you earn 1 point per $1 spent, effectively 1% cash back, and points can be redeemed starting at 100 points (about $1). That simplicity means you don’t have to memorise tiers or blackout dates — points can be applied directly to your statement or to specific purchases.

To boost earnings, use the Brim eShop and partner offers for accelerated points on select retailers. Combine everyday spending on groceries, transit and streaming with targeted eShop deals and you’ll build Brim Financial Mastercard rewards faster without complicated category management.

Travel perks, protections and everyday use

For travellers, the Brim Financial Mastercard removes a common pain point: 0% foreign transaction fees on purchases abroad saves Canadians money when paying in other currencies. Free global Wi‑Fi keeps you connected in airports and cafés around the world, which is a real plus for remote workers and frequent flyers.

Beyond connectivity, the card includes protections like mobile device insurance up to $500, event ticket protector insurance and extended warranty coverage. While it doesn’t replace comprehensive travel medical insurance, it covers small but costly incidents that often happen on trips or at home.

How to apply, security and final verdict

Applying for the Brim Financial Mastercard is quick via Brim’s online application, and approval tends to require a moderate Canadian credit score. Payments are simple through the Brim app, online banking or Interac e-Transfer, making it easy to manage your account from any province or territory.

Security is solid: Brim Financial uses strong encryption and two-factor authentication, plus app controls to lock your card or block transactions. For Canadian travellers who want a no annual fee card with practical travel perks — free global Wi-Fi, 0% foreign transaction fees and steady 1% cash back — the Brim Financial Mastercard is one of the savviest picks on the market.