Virgin Atlantic Reward Credit Card UK, No Annual Fee, Earn Air Miles and Companion Ticket from £20k
Maximise Virgin Points in the UK with the Virgin Atlantic Reward Credit Card, no annual fee, double points on Virgin flights and a companion ticket after £20,000 spend
Why choose the Virgin Atlantic Reward Credit Card in the UK
The Virgin Atlantic Reward Credit Card is a practical choice for UK travellers who want to earn Virgin points without paying an annual fee. With no annual fee and straightforward earning rules, this card suits everyday spenders aiming to collect air miles for flights and upgrades.
Cardholders earn 0.75 Virgin points per £1 spent and enjoy double points on Virgin Atlantic flights and Virgin Holidays, which makes it easier to rack up rewards. The mix of no fee, lounge access and long-term perks positions the Virgin Atlantic Reward Credit Card as a strong option among UK air-miles cards.
Rewards, rates and companion ticket details
Spend £20,000 in a year to trigger a companion ticket or an upgrade reward, a headline benefit for frequent spenders seeking extra value from the Virgin Atlantic Reward Credit Card. Be aware the Representative APR is 22.9% variable, so paying the balance monthly avoids interest and protects your points gains.
Double points on Virgin flights and 0.75 points per £1 on general spend mean routine expenses add up into meaningful Virgin points. Other perks include access to Virgin Money lounges and a clear expiry policy for rewards, so track redemptions once you hit thresholds.
Managing your points and app benefits
The Virgin Money Credit Card app makes it easy to monitor your Virgin points balance, track upcoming rewards and set up payments on the go. Use the app to see progress towards the £20,000 companion ticket and to keep an eye on any promotional bonus point windows.
Keeping monthly payments current is vital given the card’s APR, and timely payments help preserve your credit score and maximise the Virgin Atlantic Reward Credit Card benefits. Regularly reviewing points expiry dates in the app ensures you redeem rewards before they lapse.
Who benefits most and how to apply
If you fly Virgin Atlantic regularly or book Virgin Holidays, the Virgin Atlantic Reward Credit Card can rapidly boost your Virgin points and deliver real travel value. The card favours mid-to-high spenders in the UK who can realistically reach the £20,000 annual threshold or who frequently purchase flights to earn double points.
To apply, use the Virgin Money eligibility checker for a soft-look indication of approval odds without affecting your credit record. Compare the Virgin Atlantic Reward Credit Card with other air-miles cards to ensure the rewards, fees and APR match your spending pattern before committing.
