Turn Everyday Spending into Airpoints Dollars with ANZ Airpoints Visa NZ
Earn Airpoints Dollars on everyday Kiwi spending and fast-track Air New Zealand flights with ANZ Airpoints Visa
Why choose ANZ Airpoints Visa in New Zealand
Choosing the ANZ Airpoints Visa means every day Kiwi spending helps you get closer to flights with Air New Zealand. This card turns groceries, fuel and bills into Airpoints Dollars you can redeem for flights, upgrades and extras.
For many Kiwis the appeal is simple: Airpoints Dollars never expire and the ANZ Airpoints Visa pairs familiar banking tools with travel rewards. It’s a card built around local travel habits and the Air New Zealand network.
Earning Airpoints Dollars with everyday spending
The ANZ Airpoints Visa rewards routine purchases by giving 1 Airpoints Dollar for every $170 spent on eligible transactions, which quickly adds up on regular spend. Using the card on weekly groceries, petrol and subscriptions accelerates your balance of Airpoints Dollars.
Set up the card for regular bills and you’ll collect Airpoints without thinking about it. The ANZ app helps track spends and Airpoints activity, making it easy to see how close you are to your next flight or upgrade.
Fees, rates and eligibility
Know the costs: the card has an annual fee of $65 a year and interest rates around 20.95% for purchases and cash advances. You get up to 44 interest-free days if you pay the statement balance in full each month.
Eligibility reflects New Zealand norms: you’ll need to be a NZ resident, provide IRD or payslip proof, and meet ANZ’s income and credit checks. Minimum credit limits usually start at $500 and are set according to your circumstances.
Tips to maximise rewards and avoid interest
To squeeze value from the ANZ Airpoints Visa, use it for everyday spend and pay the balance in full each month to keep interest at bay. Direct debits and the ANZ app reminders are handy ways to avoid late payments and retain the 44 interest-free days.
Combine targeted spending with seasonal promotions from Air New Zealand and ANZ to stretch your Airpoints Dollars further. Compare the card against other NZ providers if you travel infrequently, but for regular flyers the ANZ Airpoints Visa remains a strong option.
