Rack Up Hilton Points Fast With the No Annual Fee Hilton Honors American Express Card
Fast-track Hilton Honors rewards with 7x points on stays, automatic Silver status and a 70,000-point welcome offer, all with no annual fee
Card highlights and welcome offer
The Hilton Honors American Express Card is a solid pick for travelers who want to rack up Hilton points fast without paying an annual fee. With a 70,000-point welcome offer after meeting the spend requirement, this card gives a quick boost to your Hilton balance and helps you reach free nights sooner.
Earning opportunities are strong: 7x Hilton Honors Bonus Points at Hilton properties and bonus categories for everyday spending. The lack of a $0 annual fee makes it easy to keep the card long term and continue earning Hilton Honors points on routine purchases.
Earn rates and redemption flexibility
The card pays 7x points on Hilton stays, 5x points at U.S. restaurants, supermarkets and gas stations, and 3x on other purchases, which accelerates point accumulation for most travelers. Combining these rates with the 70,000-point welcome offer can fund a couple of free nights at mid-tier Hilton hotels.
Hilton Honors points are flexible: redeem for hotel nights, transfers to airline partners, or use as statement credits and retail purchases. For best value aim for redemptions around or above 0.5 cents per point when booking Hilton properties in the U.S.
Status perks and elite path
One big plus is automatic Hilton Honors Silver status with the card, providing a 20% points bonus on base earnings and some complimentary benefits at many properties. Silver status also includes a fifth night free on reward stays booked with points when you book five nights or more.
If you spend $20,000 on the card in a calendar year, you can upgrade to Gold status, unlocking larger points bonuses and the potential for room upgrades and complimentary breakfast at qualifying hotels. That makes the Hilton Honors American Express Card a practical bridge to higher-tier Hilton benefits without an annual fee.
Costs, travel-friendly features and how to apply
The card carries no annual fee, and there are no foreign transaction fees, so it’s convenient for international travel and purchases. Typical APRs vary based on creditworthiness; if you revolve a balance, compare the ongoing APR to your other options before applying.
Applying is straightforward through the American Express site — make sure you meet credit score expectations and have documentation ready for identity and income verification. For U.S. consumers focused on Hilton stays, this card combines strong earning (7x points), a 70,000-point launchpad, and automatic Silver status with zero annual cost, making it an efficient travel rewards tool.
