Air New Zealand Airpoints Platinum Visa review, Kiwis’ guide to Airpoints, Koru perks, lounge access and travel insurance

Overview of Air New Zealand Airpoints Platinum Visa

The Air New Zealand Airpoints Platinum Visa is designed for Kiwis who travel regularly and want to turn everyday spending into flights and upgrades. This card earns Airpoints Dollars on purchases, gives access to Visa Platinum Concierge and includes complimentary overseas travel insurance when you pay for trips with the card.

With an NZ$150 annual fee, the Air New Zealand Airpoints Platinum Visa targets frequent flyers who value lounge access, Status Points and Koru discounts. If you fly domestically or internationally with Air New Zealand, this card makes it easier to reach higher Airpoints tiers and enjoy travel perks.

How to earn Airpoints Dollars and Status Points

You earn Airpoints Dollars on most eligible purchases, and the Air New Zealand Airpoints Platinum Visa gives higher earn rates when you buy directly from Air New Zealand. Use the card for everyday spending like groceries, petrol and bills to build Airpoints Dollars steadily.

The card also awards Status Points, which help you climb Airpoints tiers for priority boarding and extra baggage. Combining regular spend with Airpoints promotions and targeted Air New Zealand purchases maximises the value of your Air New Zealand Airpoints Platinum Visa.

Travel perks, Koru savings and lounge access

An important draw of the Air New Zealand Airpoints Platinum Visa is practical lounge access and Koru membership savings. You can earn complimentary single-entry lounge passes with high annual spend and receive a discount on Koru membership fees, making lounge visits more affordable for Kiwis who like a calmer pre-flight experience.

The card’s complimentary overseas travel insurance covers you, your partner and dependent children when you pay for eligible travel with the Air New Zealand Airpoints Platinum Visa. Between concierge support, Koru perks and lounge benefits, the card lifts your travel comfort without added hassle.

Costs, value and how to apply

Before applying check the fees and rate details: the NZ$150 annual fee is balanced by the card’s rewards and insurance, but interest on unpaid balances remains high. If you spend enough on travel and everyday items, the Air New Zealand Airpoints Platinum Visa can easily offset its fee through Airpoints Dollars and Koru savings.

Applying is straightforward via Kiwibank online or at a branch; make sure you meet the minimum income and age requirements. If you want to fast-track rewards, use the Air New Zealand Airpoints Platinum Visa for flights, accommodation and big-ticket purchases, then monitor Airpoints balances and promotional earn opportunities to squeeze maximum value.