Bankwest Breeze Platinum Mastercard, 0% Intro, Low Ongoing Rate & No Foreign Fees for Aussies
Bankwest Breeze Platinum Mastercard gives Aussies 0% interest for 12 months on purchases and balance transfers, a low 12.99% p.a. ongoing rate, complimentary travel and purchase insurance and no overseas transaction fees
Top reasons Aussies pick this low interest card
The Bankwest Breeze Platinum Mastercard is built for Australians who want straightforward savings: 0% interest on purchases and balance transfers for 12 months, a 2% balance transfer fee and a competitive 12.99% p.a. ongoing rate. It also waives overseas transaction fees, so travelling or shopping from international merchants won’t attract extra charges.
This low interest credit card combines platinum perks like complimentary travel and purchase insurance with strong fraud protection, making the Bankwest Breeze Platinum Mastercard a solid option for everyday use and occasional travel. The $99 annual fee is waived for the first year, which helps when you’re testing the card’s benefits.
Key costs, common savings and real-world value
Expect a modest set of costs: a $99 annual fee after the first year, a 2% balance transfer fee and standard cash advance charges. Against that, the 0% interest for 12 months can save you substantially compared with typical cards charging 18–22% p.a., especially if you transfer existing high-rate balances.
Because the ongoing rate is a low 12.99% p.a., the Bankwest Breeze Platinum Mastercard remains competitive beyond the intro period. Use the 12-month window strategically to clear large purchases or balances so you reduce interest paid long term — that’s where real savings show up.
How to apply and what Aussies should prepare
Applying for the Bankwest Breeze Platinum Mastercard is straightforward: head to the Bankwest website, complete the online form and upload ID and income proof. Eligibility typically requires you to be an Australian resident over 18 with verifiable income and a reasonable credit history.
To boost approval chances, check your credit report, clear small outstanding debts where possible and prepare payslips or bank statements. Setting up a direct debit for repayments and keeping credit utilisation low are practical steps Banks look favourably on.
Get the most from your Bankwest Breeze Platinum Mastercard
Maximise benefits by concentrating big purchases and transfers into the 0% interest period, then repay aggressively to avoid interest once the 12 months end. The no foreign transaction fees feature makes this card especially handy for Aussies who travel or regularly buy from overseas retailers.
If you prioritise paying less interest over earning rewards points, the Bankwest Breeze Platinum Mastercard is a smart pick — steady low rates and solid insurance benefits deliver peace of mind and lower carrying costs. Ready to move your balances and cut interest costs? Consider applying online through Bankwest after checking the full product terms.
