Make Every Dollar Fly with BMO Eclipse Visa Infinite in Canada
Turn everyday purchases with your BMO Eclipse Visa Infinite into premium travel perks across Canada, earning top points on dining, groceries, gas and transit

Why BMO Eclipse Visa Infinite is a smart Canadian choice
The BMO Eclipse Visa Infinite stands out in Canada for everyday earn rates and travel-focused perks that match how Canadians spend. With elevated points on dining, groceries, gas and transit, the card turns routine purchases into meaningful rewards in CAD.
Beyond points, the BMO Eclipse Visa Infinite bundles practical protections and lifestyle value, from extended warranty and purchase protection to an annual lifestyle credit that offsets the fee. It’s designed for people who want premium benefits without the headaches.
Earning and redeeming points across Canada
Cardholders earn up to 5 points per dollar in top categories, making the BMO Eclipse Visa Infinite especially efficient for city commuters and families filling the fridge. Using the card for everyday spends accelerates point accumulation fast in Canadian dollars.
Redeem points for flights, hotels, car rentals or statement credits—flexible options that suit domestic trips from Toronto to Vancouver. Prioritizing travel redemptions usually stretches point value the furthest when you book efficiently.
Travel perks, insurance and lifestyle credits
The BMO Eclipse Visa Infinite delivers robust travel insurance, including emergency medical, trip cancellation and rental car coverage that gives Canadians peace of mind on both short getaways and longer vacations. Visa Infinite concierge and some lounge access add convenience when you travel.
An annual lifestyle credit and targeted partner offers make the card feel valuable year-round; use credits for dining, rides or subscriptions to offset the annual fee and increase net reward returns on your spending habits across Canada.
How to apply and get the most from your card
Apply online through BMO after confirming you meet the income and credit requirements—documents like proof of income and ID speed up approval. New cardholders often benefit from a welcome bonus that jumpstarts redeemable points in CAD.
To maximize returns, concentrate spending in high-earning categories, watch seasonal promos, and redeem strategically for travel to boost point value. With disciplined use, the BMO Eclipse Visa Infinite becomes a practical tool for Canadians aiming to get more from every dollar.