Virgin Australia Velocity Flyer Card – 60,000 Bonus Velocity Points, Low Annual Fee and Travel Perks for Aussies

Why Aussies love the Virgin Australia Velocity Flyer Card

The Virgin Australia Velocity Flyer Card is a practical pick for travellers across Sydney, Melbourne and regional Australia who want solid rewards without a heavy annual fee. With a compelling 60,000 bonus Velocity Points offer, the card delivers immediate value for people planning flights or upgrades with Virgin Australia.

Beyond the sign-up points, the card is built for everyday use: an annual $129 Virgin voucher, card compatibility with Apple Pay and Google Pay, and perks like purchase protection make it useful for both holiday bookings and daily spend. That balance of rewards and convenience is why many Aussies put this card at the top of their wallet.

How to earn and use Velocity Points

New cardholders can earn up to 60,000 bonus Velocity Points by spending $1,500 each month for the first two months after approval. Regular earning sits at 0.66 Velocity Points per $1 for the first $1,500 of eligible monthly spend and 0.5 points per $1 after that, plus an extra 1 point per $1 on purchases made directly with Virgin Australia.

Velocity Points are flexible: redeem them for Virgin Australia flights, upgrades, seat selections and partner rewards. For Aussies chasing domestic or short international trips, that 60,000-point boost can cover return domestic flights or put you well on the way to a premium cabin experience.

Fees, rates and travel protections

The card offers a reduced first-year annual fee of $74, reverting to $149 after year one, and includes a $129 yearly Virgin voucher that effectively reduces the net cost. There’s a 3.3% international transaction fee, and standard purchase interest rates apply – be aware of the 20.74% p.a. purchase rate if you carry a balance.

On the protection side, cardholders get purchase protection and extended warranty insurance on eligible items, plus a 0% p.a. interest rate on balance transfers for 12 months with no balance transfer fee. These features add real value when you factor in both travel savings and day-to-day security.

Tips to maximise value and how to apply

To squeeze the most from the Virgin Australia Velocity Flyer Card, plan to meet the $1,500 monthly spend during the first two months to secure the 60,000 Velocity Points, use the $129 voucher on a Virgin booking each year, and consider balance transfers to clear high-interest debt during the 0% period. Tap-and-go payments and paying bills on the card where possible helps you stack points faster.

Applying is straightforward online and usually takes about 10 minutes; eligibility typically includes being an Australian resident, aged 18 or over, and meeting a minimum income threshold. If you fly with Virgin Australia even occasionally, this card is worth a close look – apply today to start earning Velocity Points and unlock travel perks tailored for Aussies.