Maximise Airpoints and Rewards with Amex Airpoints Platinum in New Zealand

Why Kiwis Choose Amex Airpoints Platinum

The Amex Airpoints Platinum credit card is a strong pick for New Zealand travellers who want to turn everyday spend into meaningful Airpoints. Cardholders earn Airpoints on most purchases, and with targeted Amex Offers you can boost your Airpoints haul at supermarkets, petrol stations and restaurants around Auckland, Wellington and beyond.

Beyond points, the card brings premium travel perks that matter in Aotearoa: complimentary airport lounge access, priority boarding with Air New Zealand on eligible flights, and travel insurance that covers medical emergencies and lost luggage. For Kiwis who fly frequently, the annual fee is often offset by the savings and convenience the card delivers.

How to Maximise Airpoints Earnings

To squeeze the most Airpoints from every dollar, use the Amex Airpoints Platinum for regular bills, travel bookings and dining where Amex is accepted. Look out for bonus point promotions and partner offers—many retailers run limited-time deals that stack well with your usual spending patterns in New Zealand.

Consider pairing everyday spend with planned large purchases on the card to accelerate Airpoints accumulation. If you’re targeting flights or upgrades with Air New Zealand, prioritise those Airpoints Dollars redemptions so your points work harder toward cabin upgrades or free domestic flights.

Perks, Insurance and Practical Features

The card packs comprehensive travel insurance, purchase protection and rental car excess cover—useful when heading to Queenstown or Melbourne. Concierge services and Amex travel partnerships add value through exclusive hotel rates and organised experiences that make weekends away simpler and more enjoyable.

Amex also offers balance transfer options and competitive interest terms for those managing existing credit balances, though approval depends on credit criteria. Keep an eye on acceptance: some smaller NZ merchants may not take Amex, so it’s wise to carry a backup card for rural spots or farmers’ markets.

Is It Right for Your Wallet?

Weigh the annual fee against the benefits you’ll actually use: if you fly with Air New Zealand a few times a year, make regular sizeable purchases, or value lounge access, the Amex Airpoints Platinum can be very cost-effective. Look at how quickly you can recoup the fee through Airpoints Dollars, lounge visits and travel perks.

Applying is straightforward online, and meeting Amex’s income and credit requirements improves your chance of approval. For Kiwis seeking a high-end credit card that delivers travel rewards, security and service, Amex Airpoints Platinum remains one of the top options in New Zealand.