Stanbic IBTC Visa Infinite Credit Card, Nigeria’s Premium Travel Card for Naija Jetsetters and Global Spenders

Why the Stanbic IBTC Visa Infinite Credit Card is different

The Stanbic IBTC Visa Infinite Credit Card is built for Naija jetsetters and high-net-worth customers who want a premium credit card Nigeria can be proud of. Cardholders enjoy USD-linked billing, long interest-free purchase windows and a dedicated 24/7 concierge, all tailored to Nigerian travel and business habits.

This premium credit card Nigeria offering brings global acceptance and exclusive privileges without the usual hassle. From airport lounges to partner hotels, the Stanbic IBTC Visa Infinite Credit Card positions you where international spenders expect to be — fast, secure and with benefits that match the price of admission.

Travel perks, global ATM access and concierge

For frequent flyers, the Stanbic IBTC Visa Infinite Credit Card is a top pick: free lounge access, priority travel services and offers on car hire and hotels across the US, UK and Europe. The USD-denominated billing makes managing travel expenses simpler if you travel often and hold foreign currency accounts.

Global ATM access and a healthy cash withdrawal limit mean you can get cash in local currency anywhere, while Verified by Visa and chip-and-PIN security protect online and point-of-sale transactions. If you need medical or legal help abroad, referral services are part of the package, which gives peace of mind on long trips.

Costs, limits and security made clear

Understanding fees is key with any premium product. The Stanbic IBTC Visa Infinite Credit Card has an issuance fee (around ₦1,075) and a recurring maintenance fee (about $10.75), plus standard international ATM charges and a monthly interest rate on overdue balances. These costs reflect the card’s global reach and concierge services.

Limits are generous: high POS and web transaction caps and a $1,000 ATM cash limit suit serious spenders. Security features such as chip-and-PIN and Verified by Visa help reduce fraud risk, and internet banking makes repayments and limit management straightforward for busy Nigerians.

How to get invited and maximise rewards

Recall that the Stanbic IBTC Visa Infinite Credit Card is invite-only, so building a strong banking relationship with Stanbic IBTC and keeping healthy balances improves your chances. Regular corporate spend, travel frequency and a clean credit record are common triggers for an invitation in Nigeria.

Once you have the card, maximise value by charging travel and business expenses to earn partner discounts and benefits. Use the USD-linked features to avoid excess conversion costs, settle bills via internet banking, and tap the concierge for upgrades and exclusive offers tailored to Naija lifestyles.