FirstBank Visa Infinite Nigeria Premium High Limit Credit Card for High Net Worth Nigerians with Global Concierge and Travel Perks
Tailored for affluent Nigerians, the FirstBank Visa Infinite credit card delivers USD-backed high limits, 24/7 global concierge, premium travel perks and robust security for seamless international spending
Premium card for Nigeria’s affluent
The FirstBank Visa Infinite is built for high net worth Nigerians who need a credit line that travels with them. From Lagos to London, this high limit credit card gives the purchasing power and privileges expected by business owners, MDs and private investors.
Designed and issued by FirstBank, the FirstBank Visa Infinite pairs USD-backed limits with local convenience — you manage accounts in naira at your branch but access global spending and concierge services whenever you travel.
Key features, limits and collateral
Starting limits typically begin at $15,000 and can be raised for qualifying clients, with a 30-day billing cycle and up to 36 months facility tenor. The arrangement requires collateral: 120% of the credit limit held in a fixed deposit in USD, GBP or EUR, which is common for top-tier Nigerian cards that support large foreign transactions.
Fee structure remains competitive for the segment: an annual membership fee, modest maintenance charges and a clear flat-rate interest on outstanding balances. Daily cash and POS limits accommodate executives who need high transactional flexibility without repeated approvals.
Travel, concierge and insurance perks
Cardholders enjoy 24/7 global concierge, priority lounge access and comprehensive travel insurance — benefits that make the FirstBank Visa Infinite especially valuable for frequent flyers. Whether you’re in Abuja for a board meeting or in Dubai on holiday, the Visa Infinite travel suite smooths logistics and adds safety nets on international trips.
On top of travel perks, the card bundles lifestyle privileges: dining and shopping offers, VIP event access and personal assistance for everything from restaurant bookings to last-minute private jet arrangements. These curated services justify the card’s standing among Nigeria’s elite.
How to apply, security and local service
The FirstBank Visa Infinite is primarily invitation-only; clients typically receive an offer through their relationship manager at a FirstBank branch in Lagos, Abuja or Port Harcourt. Applications involve KYC, proof of income and the collateral deposit — a straightforward process when you deal directly with the bank’s private banking desk.
Security is robust with EMV chip protection, Verified by Visa support and proactive fraud monitoring tailored for cross-border transactions. For high net worth Nigerians who value privacy and swift support, FirstBank provides dedicated account managers and emergency card replacement wherever you are.
