Fasta Loans South Africa Instant R8,000 on Your Phone with Flexible Repayments
Apply from your phone for instant Fasta Loans up to R8,000 with quick approval and flexible three to four month repayments
Fasta Loans bring fast, accessible credit to South Africans who need instant cash on their phones. With loan limits up to R8,000 and flexible three-to-four month repayment options, Fasta Loans are built for emergency expenses, bill shortfalls and quick purchases at partner retailers. Apply from your phone and get approval in minutes.
Quick overview of Fasta Loans in South Africa
Fasta (Pty) Ltd offers instant, small-ticket loans across South Africa, with amounts ranging from R500 to R8,000. The Fasta Loans product suite includes virtual card loads, direct cash deposits and checkout credit at partnered stores, making it easy to access short-term funds when you need them most.
Approval for Fasta Loans is typically fast and depends on basic checks like your RSA ID number, proof of recent income and internet banking access. Many customers appreciate the simplicity—apply, get approved and receive funds either as a virtual MasterCard, an EFT to your bank account, or as payment at the till.
Types of Fasta products and how they work
Fasta Card, Fasta Cash and Fasta Check Out are the main options. The Fasta Card is a virtual card you can use where MasterCard is accepted; Fasta Cash is paid into your bank account via EFT; and Fasta Check Out lets you complete purchases at participating retailers using credit at the till.
Each type of Fasta Loan has clear fees and interest built into the total repayment, so a R2,000 drawdown might cost more when fees are included. Nonetheless, the main advantage of Fasta Loans is speed and convenience—perfect for urgent car repairs, medical bills or topping up household expenses.
Apply from your phone: steps and requirements
To apply for Fasta Loans from your phone, register on the Fasta platform, complete your profile with an RSA ID and proof of income, and select the loan type you need. The process is self-service and mobile-friendly, so you can apply during a break or while standing in a queue at the shop.
Typical requirements for Fasta Loans include being 18 or older, having a valid South African ID number, internet banking access and recent payslips or bank statements. Turnaround is fast—approval can be within minutes depending on your bank and verification speed.
Costs, repayment and tips to use Fasta responsibly
Fasta Loans come with interest and fees that are disclosed before you accept the loan. Repayment terms commonly run three to four months, with instalments that are affordable for most borrowers. Always check the total repayment figure so there are no surprises when instalments debit your account.
Use Fasta Loans for true short-term needs and avoid impulse borrowing. Compare the cost of Fasta Loans with other micro-lenders and your bank’s overdraft or credit options. Responsible borrowing protects your credit record and helps you make the most of instant loan options like Fasta Loans.
