Score 100,000 Amplify Points, a Waived First‑Year Fee and 0% Balance Transfers with the St.George Amplify Platinum Credit Card

Overview of the St.George Amplify Platinum credit card

The St.George Amplify Platinum credit card is built for Australians who want serious rewards without faffing about. With a waived first‑year fee and a generous welcome offer of 100,000 Amplify Points when you meet the spend, it’s a top pick for regular spenders and travellers.

Points earn at 1 point per $1 on eligible purchases and can be redeemed for Velocity Frequent Flyer points, eGift cards or travel bookings. If you live in Sydney, Melbourne or any regional town, this card stacks up well against other rewards cards for practical everyday value.

Key perks, fees and the 0% balance transfer deal

Major draws are the 100,000 bonus Amplify Points, the waived first‑year fee and 0% p.a. on balance transfers for 24 months (a one‑off 1% balance transfer fee applies). That 0% period is handy for consolidating higher‑interest card debt without interest while you pay it down.

Remember the ongoing costs: after the first year the annual fee rises (check the product disclosure statement for the current amount), and purchases outside Australia attract a 3% foreign transaction fee. Cash advances carry a high rate, so avoid using this card for cash withdrawals.

Travel benefits and converting Amplify Points

The card includes complimentary travel insurance which can save you a stack if you travel interstate or overseas — medical cover, trip cancellation and luggage protection are typically covered when you use the card to pay for the trip. It’s a solid choice for Aussie travellers who fly regularly or take yearly escapes to Bali or New Zealand.

Amplify Points convert to Velocity Frequent Flyer points at competitive rates, making the St.George Amplify Platinum credit card attractive for frequent flyers aiming for domestic and international flights. Use the bonus to nab a return flight from Melbourne to Denpasar or to boost your Velocity balance for a Business redemption down the track.

How to apply, practical tips and final call to action

Applying online is straightforward — have ID, proof of income and details of any existing debt ready. Lenders will assess your serviceability, so ensure you meet minimum income requirements and your credit history is in reasonable shape.

To maximise value: meet the initial spend within the qualifying period, pay full balances where possible to avoid interest, and use the 0% balance transfer window wisely. If you want points and flexibility, consider applying for the St.George Amplify Platinum credit card now and take advantage of the welcome bonus and balance transfer offer.