ANZ Airpoints Visa Credit Card: Turn Everyday Kiwi Spending into Airpoints Dollars
Make every coffee, grocery run and servo stop earn Airpoints Dollars with the ANZ Airpoints Visa Credit Card, featuring a low $65 p.a. fee, no expiry on points and easy tap-and-go payments via Apple Pay and Google Pay
Everyday Rewards and Earning
The ANZ Airpoints Visa Credit Card turns everyday Kiwi spending into Airpoints Dollars so you can fly sooner. With 1 Airpoints Dollar earned for every $120 spent on eligible purchases, everyday items like groceries, servo stops and coffees add up fast.
There’s no cap on earning and Airpoints Dollars don’t expire while your account is current, making the ANZ Airpoints Visa Credit Card ideal for regular spenders and infrequent travellers alike.
Fees, Rates and Practicalities
The annual fee is a low $65 p.a., charged as $32.50 half-yearly, which keeps this card competitive among Airpoints credit cards in NZ. You get up to 44 days interest-free on purchases, but take care if you carry a balance—the purchase rate sits at about 19.95% p.a.
Other practical costs include a 2.5% foreign transaction fee and a modest late payment fee (around $12). If you’re a few points shy of a redemption, the Advance Airpoints Dollars facility lets you borrow up to 50 Airpoints Dollars for immediate use.
Security, Digital Wallets and Account Management
The ANZ Airpoints Visa Credit Card offers robust protections like Visa Zero Liability and ANZ fraud monitoring so you’re covered if unauthorised transactions appear. That peace of mind is a real plus when travelling or shopping online.
It’s also tech-friendly: tap-and-go with Apple Pay and Google Pay, and manage your account easily through ANZ goMoney or Internet Banking. Real-time alerts and straightforward redemption make tracking Airpoints Dollars simple.
Who Should Apply and How to Get Started
If you’re a Kiwi who flies with Air New Zealand or values simple, everyday rewards, the ANZ Airpoints Visa Credit Card is a solid pick. It’s particularly good for those who won’t carry a balance and want a low-fee card that stacks points on day-to-day buys.
Applying is straightforward: be 18+, a New Zealand citizen or permanent resident, and have ID and financial details ready for a quick online application. The ANZ Airpoints Visa Credit Card is positioned as a hassle-free way to convert routine spend into travel without steep fees or complex rules.
Top Reasons to Keep This Card in Your Wallet
The card combines a low annual fee, unlimited Airpoints Dollars earning and no expiry while your account is current—key reasons to consider the ANZ Airpoints Visa Credit Card as your primary spending card. Rewards are flexible and redeemable across Air New Zealand services and partners.
Whether you want to save for a seat upgrade, a domestic flight or purchases from the Airpoints Store, this ANZ Airpoints Visa Credit Card helps stretch everyday dollars into travel. For many Kiwis, it’s the easiest way to turn daily spending into real travel value.
