Stanbic IBTC Visa Gold Dollar Card with 55-Day Interest-Free Purchases, Global ATM Access and USD Convenience for Naija Travellers

Travel-ready USD credit for Naija travellers

The Stanbic IBTC Visa Gold Dollar Card is a reliable USD-denominated credit solution designed for Nigerian travellers who need smooth international spending. With a 55-day interest-free purchase window, the Stanbic IBTC Visa Gold Dollar Card lets you plan expenses without immediate interest, making it ideal for flights, hotels and quick purchases overseas.

This Visa Gold Dollar Credit Card also links easily to your USD account, so you avoid constant currency headaches. Naija customers appreciate that this Stanbic IBTC credit card comes with chip-and-PIN security and Verified by Visa protection for safer online shopping and withdrawals abroad.

Key benefits and everyday convenience

Beyond the 55-day interest-free period, cardholders enjoy global ATM access and a revolving line of credit that adapts to daily needs. The Stanbic IBTC Visa Gold Dollar Card offers discounts with partners like Avis and HotelClub, plus hundreds of lifestyle deals across the UK, US, Europe and the Middle East that make travel more affordable.

Transaction limits are practical for frequent travellers: local ATM withdrawals up to N150,000 daily, POS spend up to N1,000,000, and international withdrawals up to $300 per day. These caps give you control and predictability, while internet banking makes repayments fast and painless.

Costs, fees and managing your credit

Transparency matters in Naija, and Stanbic IBTC states fees clearly: issuance fee around N1,075, maintenance fee in USD, monthly interest if you miss the grace period, and small charges for international ATM withdrawals. Knowing fees helps you use the Visa Gold Dollar Credit Card smartly and avoid surprises.

Use Stanbic IBTC internet banking or set up automatic payments to maximise the 55-day interest-free benefit and protect your credit score. Timely repayments on your Stanbic IBTC credit card reduce penal fees and keep your account in good standing, so you can travel with peace of mind.

Security, perks and how to apply

Security is top-notch: chip-and-PIN technology, Verified by Visa online protection and 24/7 customer support reduce fraud risks when you’re abroad. The Visa Gold Dollar Credit Card gives Naija travellers the confidence to spend and withdraw cash internationally while keeping funds secure.

Applying is straightforward for Nigerians: proof of ID, employment documents and a short banking relationship requirement with Stanbic IBTC or another Nigerian bank. If you’re a frequent traveller or need USD convenience, the Stanbic IBTC Visa Gold Dollar Card is worth considering—apply through your branch or the bank’s online portal and get ready to travel smarter.