Woolworths Silver Credit Card WRewards, cashback, fuel perks and travel cover in South Africa

The Woolworths Silver Credit Card is a practical choice for South African shoppers who want grocery rewards, petrol perks and basic travel cover without fuss. Tailored for everyday use, this card combines WRewards cashback on Woolworths and non‑Woolworths spend with clear fees and a straightforward online application via the Woolworths website.

WRewards, cashback and grocery rewards

The Woolworths Silver Credit Card earns you WRewards points and cashback: typically 1% back on Woolworths purchases and 0.5% on non‑Woolies spend, plus specific petrol or fuel cashback offers. Using the card for grocery shopping at Woolworths means those rewards build into quarterly shopping vouchers you can redeem in store.

Keeping the keyword Woolworths Silver Credit Card visible across your pages helps shoppers find this option when comparing supermarket credit cards in South Africa. The combination of grocery rewards and a simple cashback structure makes it attractive for regular Woolies customers and budget‑conscious households.

Petrol perks, interest‑free days and travel cover

Petrol purchases made on the card often qualify for up to 1% back in WRewards and an interest‑free period of up to 55 days, which is useful for managing monthly cash flow. The card also includes basic travel insurance when you book international flights with the card, offering simple travel cover for cardholders under 75.

These features make the Woolworths Silver Credit Card a solid pick for drivers and holidaymakers in South Africa who want both petrol perks and basic travel protection without paying for a premium product. Highlighting petrol perks and travel insurance in on‑page SEO will boost visibility among local searches.

Security, lost card protection and account management

Card safety is straightforward: notify Woolworths promptly to invoke lost card protection and balance protection against unauthorised transactions. Cardholders receive an electronic monthly banking statement, can order free additional cards for family, and benefit from VISA network ATM access across South Africa and abroad.

Clear signposting of features like lost card protection, monthly statement and VISA acceptance improves SEO relevance for searches related to credit card safety and account management. Mentioning card replacement fees (for example a typical R100 fee) and common transactional charges helps users decide quickly.

Fees, eligibility and how to apply

The Woolworths Silver Credit Card lists transparent fees such as card replacement and unpaid Debit Order fees, while online banking and additional cards may be free. Eligibility usually requires being over 18 and meeting a minimum income threshold (check current Woolworths terms, often around R3 000 monthly), with a simple online application on the Woolworths website or in‑store.

Optimise content with keywords like Woolworths Silver Credit Card application, eligibility, credit limit and interest‑free to capture intent from South African users ready to apply. Clear CTAs—apply online, check your eligibility, compare with the Woolworths Gold Credit Card—encourage clicks and conversions.