Meridian Visa Infinite Cash Back Card, earn 4% back on gas and groceries and 2% on bills across Canada

Why the Meridian Visa Infinite Cash Back Card fits Canadian wallets

The Meridian Visa Infinite Cash Back Card delivers straightforward value for Canadians who buy fuel, stock the fridge and pay monthly bills. With competitive cash back rates and Visa Infinite perks, this card is built for everyday savings across provinces from Ontario to British Columbia.

Cardholders here in Canada will appreciate the practical rewards and the ability to use earnings as statement credits or merchant redemptions in CAD. Meridian’s approach is clear: maximize cash back on routine spending and add premium protections without a complicated points scheme.

Rewards structure: earn 4% on gas and groceries, 2% on bills

The Meridian Visa Infinite Cash Back Card pays 4% back on gas and groceries, 2% on bill payments and pharmacy purchases, and 1% on all other eligible purchases, up to the $25,000 annual cap on the top categories. That means real savings when you fill up by the litre or shop at the supermarket every week.

There is a $99 annual fee, often waived in the first year, and standard purchase interest rates apply, so using the card for everyday spending and clearing balances on time preserves the value of the cash back. Make sure to prioritise the 4% and 2% categories to get the most from the Meridian Visa Infinite Cash Back Card.

Visa Infinite benefits and insurance tailored for Canadian travel

Beyond cash back, the Meridian Visa Infinite Cash Back Card includes Visa Infinite concierge services and luxury hotel perks that matter when you travel within Canada or abroad. Frequent travellers will also value the absence of surprises from solid travel and emergency insurance offerings tied to the card.

Insurance covers emergency medical protection, trip cancellation and interruption, baggage and rental car collision coverage, and mobile device protection, all detailed in CAD limits. These protections are useful whether you’re road-tripping across the Prairies or flying out from Pearson, adding peace of mind to everyday purchases.

Decide, apply and redeem: practical tips for Canadian consumers

Eligibility typically requires a minimum personal income of about $60,000 or household income of $100,000, so check your situation before applying for the Meridian Visa Infinite Cash Back Card. If you qualify, apply online through Meridian’s site and set up automatic bill payments to ensure you capture every 2% cash back opportunity.

Redeem cash back as statement credits or merchandise and track earnings via Meridian’s rewards portal to keep optimisation simple. Compare this card to other Canadian options like no-fee cash back cards or travel-focused products to confirm it matches your spending habits, then start saving on groceries, gas and bills with a clear plan.