Earn Up to 6x Scene+ Points in Canada and Pay No Foreign Transaction Fees with the Scotiabank Gold American Express Card

Why the Scotiabank Gold American Express Card works for Canadians

The Scotiabank Gold American Express Card is built for Canadians who want strong everyday rewards and no foreign transaction fees. With an annual fee of CAD $120 and a straightforward earning structure, this card balances value for grocery shoppers, diners and streaming subscribers across Canada.

Cardholders can use Apple Pay and contactless tap for fast checkout at Sobeys, Safeway and other national grocers, while Amex Offers and American Express Invites add rotating credit card rewards that boost your return on everyday spend.

Maximise Scene+ points on groceries, dining and streaming

Earn up to 6x Scene+ points per CAD $1 on eligible grocery, dining and streaming purchases in Canada, turning routine spending into travel points and entertainment credits. Scene+ points are flexible for flights, hotels, movies or merchandise, making the Scotiabank Gold American Express Card ideal for shoppers who want tangible rewards.

Adding a supplementary card spreads those Scene+ points to family members and helps build credit collectively, while clear redemption options via Scene+ Travel simplify turning points into value. This card’s emphasis on credit card rewards keeps everyday purchases working for you.

Travel friendly: no foreign transaction fees and travel perks

One of the biggest advantages for travellers and cross-border shoppers is the absence of foreign transaction fees on purchases made in another currency. That means when you pay in USD or another currency while travelling or shopping online, you avoid the usual 2.5% surcharge most other cards tack on.

Beyond fee savings, the card offers travel-friendly perks such as travel insurance elements, access to select offers and priority experiences through American Express Invites, and simplified redemption for travel using Scene+ points—helpful for planning a weekend trip or booking flights across Canada and abroad.

Security, credit building and how to get started

Scotiabank provides robust fraud monitoring, emergency card replacement and the convenience of mobile wallet compatibility to keep daily spending secure. Making on-time minimum payments helps with building credit history in Canada, making this card a practical pick for those starting or strengthening their credit profile.

If you want a rewards-first credit card that combines everyday Scene+ points, solid insurance and no foreign transaction fees, consider applying online or visiting a Scotiabank branch. Compare the annual fee and rates against your spending habits to ensure the Scotiabank Gold American Express Card delivers the best return for your lifestyle.