Harmoney’s personal loans: the loan that makes it easy for you to invest

Harmoney’s personal loans aim to guide its customers towards their financial goals that they often cannot achieve due to the absence of a good budget, or to start new dreams, also prevented by the lack of money many times. 

Since 2014, Harmoney seeks to innovate the lives of its customers by offering products with methods of simplicity and total security so that their use is enjoyable. This track record is already well recognized in the Australasian region, contributing $1.6 million to approximately 50,000 people interested in its services. 

All this contribution that Harmoney provides to customers, not only helps their customers, but the country of New Zealand as a whole, since thanks to all this movement, it was possible for the financial institution to generate more than 100 jobs. 

What are the features of the Harmoney Personal Loan?

There are several types of services offered in a personal loan and possibilities that you can achieve by taking out this product. Whether it is to be able to start a new business, help pay off some debts or make a specific purchase that has an expensive value. Infinite forms of ambition are possible that only money can open the way for. That is why Harmoney offers the most comfortable methods for the customer to achieve his dreams in a very comfortable way. 

Therefore we have listed in this article several features that can be very attractive for you who are looking for a good method of making an investment:

• Harmoney wants its clients to have the same experience they have dealing with banks and other traditional financial institutions. For this reason, their evaluation is not performed by a group of specialists but by an automatic credit evaluation technology, contributing to a faster decision making process for their approval. 

• Harmoney’s loan does not affect your credit score. You are free from any negative location on your history should it occur.

• The minimum loan amount Harmoney Personal Loan is in the amount of $2,000 and reaching the maximum amount of $70,000.

• The established loan terms are 3, 5 or 7 years. 

• There is a fee if your loan is approved, charging the full $150 once you accept your loan. 

• You can establish the payment method today in the way you prefer, be it weekly, biweekly, or in the traditional monthly way. 

• Harmoney does not charge any fees if you prefer to pay the loan repayment in advance. 
• The interest rates of the Harmoney personal loan do not vary. They range from 6.99% to 19.99% p.a. 

• Harmoney Personal Loan does not require any collateral for its clients to apply for credit. 

• Enormous speed in the process of requesting, approving and depositing money. It takes a maximum of 3 business days for the money to reach your account.  

These are the series of features that are provided for those who want a personal loan and see Harmoney with good eyes to join their financial product. With these benefits offered, it is possible to settle your debts, hire services for home improvement, or even contribute in some emergency situation. 

Harmoney’s Evaluation 

Harmoney is evaluated on several platforms, standing out with an overall score of 4.7 by Google Business, 4.8 by Shopper Approved and winner of Canstar for 7 consecutive years.

These ratings are extremely important for a customer to evaluate and take a good look at the notoriety of the financial product, and may influence their choice to choose a loan.

Harmoney Loan Application Criteria 

Interested in Harmoney personal loans? To apply for one, there are a number of factors you need to meet, which are: 

• You must be over 18 years old.

• Apply for a loan that is compatible with your financial condition. 

• Possess an original New Zealand ID, either a driver’s license or a certified New Zealand passport. 

• Grant bank statements generated in the last three months, which will be evaluated by Harmoney to verify your creditworthiness. 

Conclusion

If you are looking for easy accessibility to use, a quick inclusion of money into your account, with a completely reliable credit rating since it is granted automatically, the Harmoney personal loan is perfect for you to join.

With this loan, you are able to invest in a better education if that is your preference, assign to improvements in your home such as buying a swimming pool, or even renovating some room that was not in good condition. 

This is the essence of Harmoney, to offer you numerous opportunities in one loan, leaving it up to your preference on how to invest.

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