Maximize Your Travel Rewards with Qantas Premier Everyday Mastercard

Maximize Your Travel Rewards with Qantas Premier Everyday Mastercard

Are you looking to maximize your travel rewards without paying a high annual fee? The Qantas Premier Everyday Mastercard allows you to earn significant Qantas Points without breaking the bank. With a low annual fee and competitive interest rates, this card stands out as one of the best frequent flyer credit cards available to Australians.

Qantas Points Earning Potential

The Qantas Premier Everyday Mastercard offers robust earning potential for frequent flyers. For every dollar spent on eligible purchases, you can earn up to 8,000 bonus Qantas Points during the first four months of card usage. To put it in perspective, this could get you a one-way economy flight from Brisbane to Sydney. Additionally, these points can be used to redeem $25 worth of Woolworths WISH digital gift cards through the Qantas Marketplace.

If you're seeking higher rewards, this card offers 0.75 Qantas Points per dollar spent on domestic purchases up to $3,000 per statement period. Beyond that, you will earn 0.4 points per dollar. For international transactions, you'll earn 1 Qantas Point per dollar spent. Furthermore, cardholders will benefit from 2 bonus Qantas Points per dollar on Qantas spend.

Complimentary Travel Insurance and More

The Qantas Premier Everyday Mastercard provides added benefits like complimentary overseas travel insurance. This covers medical emergencies up to $1,000,000 and travel cancellations up to $20,000, giving you peace of mind when you travel. The card also offers a 24/7 concierge service to assist you with a variety of needs, from travel plans to beauty and fitness services.

With Mastercard's Zero Liability cover, you can rest easy knowing you're protected from fraud. Track your spending, balance, and points using the Qantas Money app, which is designed to streamline your financial management. Plus, digital wallet compatibility with Apple Pay and Google Pay means you can make contactless payments effortlessly.

Balance Transfer Offer

If you have existing credit card debt, the Qantas Premier Everyday Mastercard offers a balance transfer rate of 0% p.a. for the first 12 months. This means you can focus on paying down your debt without accumulating additional interest. However, remember that any remaining balance will accrue interest at the cash advance rate of 21.99% p.a. after the introductory period.

Competitive Interest Rates and Fees

The Qantas Premier Everyday Mastercard charges a competitive $49 annual fee, which is set to increase to $99 from April 10, 2024. The purchase interest rate is 19.99% p.a. and the card provides up to 55 interest-free days on purchases, provided you pay off your balance in full each month. Be aware that any cash advances will attract a 21.99% p.a. interest rate along with a 3% fee, or $3, whichever is greater. International transactions are subject to a 3% foreign transaction fee.

If you plan to add additional cardholders, a fee of $25 per extra cardholder applies. The late payment fee stands at $30, and the minimum monthly repayment is either 2% of the balance or $30, whichever is greater.

Eligibility Requirements

Before applying for the Qantas Premier Everyday Mastercard, ensure you meet the following eligibility criteria:

• Minimum annual income of $35,000.
• Must be an Australian citizen or permanent resident.
• At least 18 years of age.
• A current Qantas Frequent Flyer member.

Note that you will be ineligible for the bonus points if you are the primary cardholder of another Qantas Money credit card or have qualified for bonus Qantas Points on one of these cards within the last 12 months.

How to Apply

Applying for the Qantas Premier Everyday Mastercard is straightforward and can be done online within 10 minutes. Ensure you have all the necessary documents and details, including your full name, date of birth, Australian residential address, and income proof. You will need identification documents such as a driver's licence, passport, or Medicare number and employment details, including recent payslips.

Pros and Cons

Here's a quick look at the pros and cons of the Qantas Premier Everyday Mastercard:

| Pros | Cons | |——|——| | Earn up to 8,000 bonus Qantas Points | 3% foreign transaction fee | | Complimentary travel insurance | Low domestic spending threshold of $3,000 before earning lower points | | $49 annual fee (increasing to $99) | | | 24/7 concierge service | | | No fee balance transfer offer | |

In Summary

The Qantas Premier Everyday Mastercard is perfect for frequent flyers looking to earn Qantas Points without a high annual fee. While it doesn’t have the highest points earning rate on the market, the benefits, including complimentary travel insurance and a 24/7 concierge service, make it a competitive option. Take advantage of the balance transfer offer to streamline your finances, and make use of the Qantas Money app for easy financial management. Don't miss out on this chance to maximize your travel rewards and enjoy a host of other benefits. Apply now and start your journey towards earning valuable Qantas Points! Maximizing your travel rewards doesn't stop at earning points; it's also about making your travel experience more enriching and hassle-free. The Qantas Premier Everyday Mastercard includes perks that go beyond just collecting Qantas Points. You get access to exclusive events and promotions as a Qantas frequent flyer, providing memorable experiences like behind-the-scenes tours or premium seating at concerts. These unique benefits make this card a desirable choice for those who value exclusive opportunities along with their travel rewards.

One more impressive feature is its flexibility in redeeming points. Not only can you use your Qantas Points for flights, but you can also redeem them for a wide range of products and services. From hotel stays and car rentals to electronics and home appliances, the Qantas Marketplace has something for everyone. This ensures that you get the maximum value out of your points, whether you're planning a vacation or just treating yourself to something special. Plus, the Qantas Frequent Flyer program partners with other airlines, providing greater options for international travel, all while continuing to earn points on your expenditures.

If you're looking for an alternative card that offers a different set of benefits, our comprehensive review dives deep into the features of another highly recommended option. This card might just be what you need if you’re seeking a unique blend of rewards that cater to a different travel lifestyle. Explore further to find out how you can elevate your travel experiences in ways you never imagined.