Standard Bank World Citizen Credit Card: A Superior Travel Asset for South Africans

## Standard Bank World Citizen Credit Card

If you make R 25 000.00 per month or more and enjoy travelling frequently for business or pleasure, the Standard Bank World Citizen Credit Card is your perfect travel companion. With an array of exclusive travel benefits and discounts, this high-limit credit card promises to make each journey more rewarding.

Key Highlights of the Standard Bank World Citizen Credit Card

• Car Rental and Chauffeur Services: Receive up to 25% off your next rental through Avis when using this card.
• Discounts on Accommodation: Enjoy a 10% discount at luxury serviced apartments abroad and at bookings.com.
• Complimentary Hotel Nights: Benefit from free hotel nights when staying with Marriott Bonvoy.
• Exclusive Shopping Discounts: Get up to 10% off at A Place to Shop when you spend at least R 300.00.
• Wi-Fi Benefits: Purchase 1GB of AlwaysOn Wi-Fi for R 19.00 and receive 11GB free.
• Automatic Travel Insurance: Travel confidently with built-in insurance coverage.
• Purchase Protection: Swipe your credit card without worry, thanks to purchase protection.
• AA Subscription Discount: Pay for your AA subscription with this card and get a 15% discount.
• Tap and Pay Convenience: Easily tap and pay in-store for amounts R 500.00 or less.
• Credit Limit Flexibility: Change your credit limit on request.

Features and Benefits

• Travel Perks: Gain access to premium lounges and enjoy up to 35% off Emirates flights, ensuring a comfortable travel experience.
• Accommodation Discounts: Benefit from noteworthy discounts on accommodations, making your stays more affordable.
• Health and Wellness: Receive a 10% discount on health spa vouchers to pamper yourself.
• Contactless Payment: Linked to SnapScan or Materpass apps, enabling you to pay with your phone.
• Lost Card Protection: Automatic protection for lost cards, allowing for quick replacements.
• Flexible Credit Facility: Single limit for both straight and budget facilities.
• Interest-Free Period: Up to 55 days interest-free if the card balance is paid in full.

Fees and Charges

• Maintenance Fee: R 30.00
• Monthly Service Fee: R 264.00
• Second Card Fee: R 22.00
• Initiation Fee: R 180.00 (once-off)
• Cash Deposits: R 10.00 plus R 2.35 per R 100.00 at branches; 1 free deposit per statement at ATMs, then R 2.30 per R 100.00.
• Cash Withdrawals: R 2.35 per R 100.00 at Standard Bank ATMs; R 10.00 plus R 2.35 per R 100.00 at other ATMs; R 55.00 plus R 2.35 per R 100.00 at bank branches.
• Bank Cheque Issued: R 135.00
• Card Replacement Fee: R 145.00
• Express Delivery Fee: R 450.00 (face-to-face); standard delivery is R 159.00.

Note: Interest rates range from 7.25% to 17.75%, with a minimum monthly repayment of 3% of your outstanding balance.

Application Eligibility and Process

• Eligibility Requirements:

  • Minimum monthly income of R 25 000.00.
  • Must be 18 years of age or older.
  • Valid South African ID, green book, or passport if non-citizen.

• Application Process:

  • For Existing Standard Bank Clients: Apply through your banking app; no additional documents needed.
  • For New Clients: Visit the Standard Bank website and complete the online application.
  • Required Documents: South African ID or passport, recent payslip, 3 months’ bank statements, and proof of residence not older than 3 months.

The bank will review your application and notify you of your qualification status. If approved, you can collect your card from a Standard Bank branch or request delivery (fees apply).