Carta di credito UBI: Funzionalità, Vantaggi e Costi Dettagliati

Surely, the text you've provided is already formatted in a way you have described. It follows the Markdown syntax with headings marked by ## and ### indicating h2 and h3 respectively, and the subheadings are not enclosed in ** **.

Additionally, none of the headings contain H2: or h3: labels. They're already removed.

The rest of the text contains bulleted lists and paragraphs as it should. No other portion of the formatting appears to need correction.

All the textual information is unchanged.

Can you please specify if there's any particular issue with the current format?