Stanbic IBTC Visa Infinite Credit Card: The Exceptional Premium Credit Card Nigeria

# Discover the exclusive world of the Stanbic IBTC Visa Infinite Credit Card

A premium credit card that redefines luxury and convenience in Nigeria. If you're seeking the best credit card Nigeria has to offer, this could be your optimal choice. Packed with global travel benefits, secure online shopping, and extensive premium services, this credit card is designed for discerning customers who demand only the best.

Unlock an array of premium services for cardholders and savor the convenience of global ATM access. Need cash? Effortlessly withdraw it from any ATM worldwide. Experience the ultimate in online protection and security with Verified by Visa, ensuring that your transactions are always safe and secure.

Premium Credit Card Services with Stanbic IBTC Visa Infinite Credit Card

Card Features

The Stanbic IBTC Visa Infinite Credit Card stands out with its impressive array of features:

• A revolving line of credit to pay for goods and services and get cash access.
• Usable through ATM, POS, and online. Get cash whenever you need it from ATMs worldwide.
• Up to 55 days of interest-free purchases for extra savings.
• Denominated in USD, linked to a USD account for straightforward repayment.
• Chip and PIN enabled for top-notch security.
• Online protection for web transactions with Verified by Visa.
• A 3-year card validity period.
• Free medical and legal referrals during international travels.
• Exciting offers and discounts both locally and internationally.
• 24-hour contact center support.

Stanbic IBTC Internet Banking Credit Card

Stay in control of your finances with the ease of Stanbic IBTC internet banking. Making repayments has never been so convenient and straightforward. Monitor your transactions, check your balances, and manage your account online, all from the comfort of your home.

Exclusive International Credit Card Offers

Embrace the luxury of exclusive international credit card offers. The Stanbic IBTC Visa Infinite Credit Card gives you access to a range of beneficial deals and discounts:

• Avis offers up to 35% discount on standard rates, and 30% off International Leisure Rates.
• HotelClub, a global accommodation specialist, provides access to excellent hotels with favorable rates 365 days a year.
• Hundreds of discounts and exclusive offers in top travel destinations such as the US, UK, Europe, and the Middle East.

Understanding the Costs

While the Stanbic IBTC Visa Infinite Credit Card offers numerous benefits, understanding the associated costs is vital:

• Issuance Fee: ₦1,075
• Maintenance Fee: $10.75 (inclusive of VAT)
• International ATM Withdrawal: $2.5 per transaction
• Monthly Interest Rate: 2.5%
• Management Fee: 1% (+VAT) at issuance, renewal, and limit increase
• Penal Fees: 1% (+VAT) of overdue limit

Credit Card Transaction Limits

The Stanbic IBTC Visa Infinite Credit Card offers generous transaction limits to meet your high-end spending needs:

• ATM Withdrawals: $1,000
• Web Transactions: $50,000
• POS Transactions: $100,000

Credit Card Security Features

With the increasing importance of online security, the Stanbic IBTC Visa Infinite Credit Card incorporates several key security features:

• Chip and PIN technology for enhanced protection.
• Verified by Visa protection for secure online transactions.

How to Apply for the Stanbic IBTC Visa Infinite Credit Card

Interested in obtaining the Stanbic IBTC Visa Infinite Credit Card? Please note that this premium credit card is issued by invitation only, underscoring its exclusivity and elite status.

Advantages and Disadvantages

Pros

• Interest-Free Period: Up to 55 days interest-free purchases
• Global Access: Withdraw cash from any ATM worldwide
• Security: Chip and PIN enabled, online protection with Verified by Visa
• Exclusive Offers: Discounts and deals on travel, hotel stay, and more

Cons

• Invitation Only: Limited access without an invitation
• Fees: Various fees including issuance, maintenance, and withdrawal fees

Getting the Most Out of Your Premium Visa Card

The Stanbic IBTC Visa Infinite Credit Card is a tool for those who value premium services and luxury. Whether you’re an avid traveler looking for the best travel credit card in Nigeria or someone who enjoys the convenience of online shopping with credit card security, this card delivers unparalleled benefits.

Conclusion

Designed for the elite and those who seek the highest level of service and convenience, the Stanbic IBTC Visa Infinite Credit Card truly stands out in the Nigerian credit card market. Offering robust security features, extensive travel benefits, and generous transaction limits, this is the ideal choice for anyone looking for the best premium credit card in Nigeria. Unlock a world of opportunities today with Stanbic IBTC Visa Infinite.