Unleash Travel Rewards with ANZ Airpoints Visa Platinum

# Are you a frequent flyer in New Zealand looking for the best airpoints credit card to elevate your travel experiences? Look no further than the ANZ Airpoints Visa Platinum. This premium travel rewards credit card offers an array of impressive features and benefits designed to make your journeys more enjoyable and rewarding. Let's take a closer look at what makes this card stand out.

Unmatched Airpoints Rewards and No Expiry

The ANZ Airpoints Visa Platinum stands out with its generous points earn rate and no expiry policy. For every $75 spent on eligible purchases, you earn 1 Airpoints Dollar, while 1 Status Point is earned for every $250 spent. This frequent flyer credit card provides a significant advantage for those who travel often, ensuring that your points accumulate without worrying about any cap or expiration dates. This makes it easier to plan big vacations or redeem rewards at your convenience.

Exceptional ANZ Visa Platinum Benefits

Cardholders of the ANZ Airpoints Visa Platinum can enjoy a plethora of perks, including a 200 Airpoints Dollars Advance. This feature is perfect for those moments when you’ve almost reached your reward but need a few extra points. Additionally, the card offers complimentary overseas travel insurance, making it ideal for frequent travellers who want peace of mind during their trips. The savings extend further with discounts on Koru membership, eliminating the joining fee and offering a reduced annual fee.

Platinum Privileges and Lounge Access

ANZ Visa credit card rewards include exclusive Platinum Privileges, such as the Visa Concierge service, which provides assistance with travel bookings, dining reservations, and more. For every $20,000 spent on the card (or $30,000 after a recent policy update), you receive two single entry Air New Zealand Lounge visits. This privilege enhances your airport experience by providing a comfortable and luxurious space to relax before your flight.

Comprehensive Overseas Travel Insurance

One of the significant benefits of this premium travel credit card is the comprehensive overseas travel insurance. This feature is extremely valuable for frequent flyers, offering coverage that can save both time and money. While relying on credit card travel insurance, it’s wise to review the fine print to understand the full scope of your coverage and ensure it meets your travel needs.

Costs and Fees: What You Need to Know

Understanding the costs associated with the ANZ Airpoints Visa Platinum is crucial for making an informed decision. The annual fee for this high earner credit card in NZ is $150, billed at $75 every six months. There's also an additional cardholder fee of $10 per year, charged at $5 half-yearly. The purchase and cash advance rates are both set at 19.95% per annum (variable), making it essential for cardholders to manage their expenses wisely to avoid high interest charges.

How to Apply: ANZ Airpoints Visa Platinum Eligibility

Applying for the ANZ Airpoints Visa Platinum is straightforward. Prospective cardholders need to meet specific criteria, which typically include a good credit history and sufficient income to support their application. Detailed eligibility requirements can be found on the ANZ website, along with the application form to get you started on unlocking these incredible travel rewards.

In-Depth Look at Airpoints Dollars Redemption Options

The flexibility of the Airpoints rewards programme makes it one of the best in New Zealand. Every Airpoints Dollar you earn is equivalent to NZD $1, simplifying the redemption process. You can use your points for a variety of rewards, from flights with Air New Zealand and its Star Alliance partners to purchasing travel insurance, rental cars, fine wine, and more. Options for points redemption extend to in-store and online purchases at Mitre 10 and the extensive Airpoints Store, offering a range of domestic and international goods.

Airpoints Status Points: Elevating Your Membership Tier

With the ANZ Airpoints Visa Platinum, earning Status Points is just as important as collecting Airpoints Dollars. These points help you move up through the Airpoints membership tiers, providing even more perks and privileges. For example, earning status points on flights and eligible purchases can help you achieve or maintain Silver, Gold, or Elite tier status, which comes with benefits such as priority check-in, boarding, baggage allowance, lounge access, and more.

Pros and Cons: A Quick Overview

Here's a quick glance at the pros and cons of the ANZ Airpoints Visa Platinum:

Pros | Cons — | — Earn 1 Airpoints Dollar for every $75 spent | High annual fee ($150) No points capping or expiry | High interest rate (19.95% p.a.) Access to 200 Airpoints Dollars Advance | High spending required for lounge access Complimentary overseas travel insurance | Savings on Koru membership | Platinum Privileges |

Conclusion: Is the ANZ Airpoints Visa Platinum Right for You?

The ANZ Airpoints Visa Platinum is a top-tier choice for New Zealanders who travel frequently and spend significantly on eligible purchases. Its generous earn rate, no points expiry, and comprehensive travel insurance make it a compelling option. However, potential cardholders should carefully consider the annual fee and interest rates to ensure they align with their financial situation. For those who can maximize the card's benefits, it offers unparalleled value and convenience, elevating your travel experiences to new heights.