Step-by-Step Guide on Applying for Standard Bank Gold Credit Card

Access Unparalleled Benefits with the Standard Bank Gold Credit Card

The Standard Bank Gold Credit Card does more than merely facilitating transactions; it extends a wealth of benefits tailored to enhance your lifestyle and stretch the value of your money. One of the striking advantages is the hefty discounts on Emirates flight tickets. Imagine slashing up to 35% off your ticket price for your next flight when booking through the Leisure Desk, using your Gold Credit Card.

Imagine the financial freedom of enjoying up to 55 days of interest-free purchases! You get to enjoy this golden benefit when your previous balance is paid in full using your SB Gold Credit Card. In addition, the card offers Basic Travel Insurance, giving you peace of mind while traveling. The coverage includes medical expenses up to R1 000 000 for the initial 90 days of your travel.

Are you a movie enthusiast? The card offers you 4 Ster-Kinekor tickets for the price of 3. That’s not all! You can get 11GB free data when you buy 1GB of AlwaysOn Wi-Fi services using your credit card. To spice up your experience with the card, every purchase you make earns you UCount Rewards points.

Effortless Transactions and Security

The Standard Bank Gold Credit Card comes fitted with the state-of-the-art Tap to Pay™ feature for purchases amounting to R500 or less. Additionally, the card features Lost Card Protection to minimise liability from fraudulent transactions if the card gets lost or stolen.

For a more digitised experience, MasterCard app promotions, the Standard Bank mobile app, and SnapScan compatibility are at your disposal. Also, you get the chance to be a part of exciting promos and world-class offers such as I Go-China promo and Priceless Cities program respectively.

Eligibility and Credit Card Application Requirements

To qualify for the Standard Bank Gold Credit Card, you need to meet specific requirements. Primarily, you should be aged 18 years and above and have a minimum monthly income of R5 000. Documentation such as payslips and bank statements from the previous 3 months and proof of residence are essential for the application process.

Understanding the Fees Involved with the Gold Credit Card

The initiation fee stands at R175, coupled with a monthly service fee of R40 and a card fee of R14. Cash withdrawals through Standard Bank ATMs fetch a minimum cost of R2.25, whereas transactions at non-Standard Bank ATMs are approximately R9.00. Over-the-counter cash withdrawals incur at least R45.00, with international cash withdrawals and currency conversion fee at minimums of R45.00 and 2.75% respectively.

Securing Your Standard Bank Gold Credit Card

Apply for your Standard Bank Gold Credit Card today by walking into any branch or utilize the convenience of online platforms. You can fill in the online form available on the Standard Bank website or reach out through the contact details provided.

Unlock the power of convenience, added value, and financial freedom with the Standard Bank Gold Credit Card. Fundamental to remember is to maintain a disciplined approach to credit and paying deligently to avoid interest charges that could accumulate over time. With this knowledge, you are set to make your everyday payments convenient while enjoying the myriad benefits associated with the card.