Amex Platinum Australia for Aussie big spenders 200,000 Membership Rewards, AU$450 travel credit, lounge access and premium dining perks

Why big spenders pick Amex Platinum Australia

For Aussies who spend big and expect premium perks, the Amex Platinum Australia ranks near the top. It’s designed for frequent travellers and diners who want more than just cashback — they want experiences and VIP treatment.

With benefits like AU$450 Platinum Travel Credit and extensive lounge access, this card is built to offset its AU$1,450 annual fee for those who use the perks. If you regularly fly Qantas or Velocity and eat out at premium venues, the card quickly becomes worth it.

Points, earn rates and the 200,000 Membership Rewards offer

The headline: 200,000 Membership Rewards as a welcome bonus for eligible new cardholders. Those points can be transferred to airline partners or used for shopping at stores like David Jones, delivering strong value for big spenders.

Ongoing earn rates are competitive too, with a high earn rate on most purchases and bonus categories. Smartly routing expenses through the Amex Platinum Australia and maximising the 200,000 Membership Rewards can fund flights, upgrades or premium stays.

Travel perks, lounge access and hotel benefits

One of the biggest draws is global lounge access through the American Express Global Lounge Collection — handy at Australian airports and overseas. For regular travellers, lounge access alone can transform long transfers into comfortable breaks.

The card also includes AU$450 travel credit per year and access to Fine Hotels & Resorts benefits like guaranteed late checkout and daily breakfast, giving tangible savings on luxury stays. Travel insurance when you book through Amex adds peace of mind for overseas trips.

Dining, concierge service and practical considerations

Dining perks such as the Global Dining Credit (up to AU$400 back at participating restaurants) and restaurant offers make the Amex Platinum Australia attractive for food lovers. The Platinum Concierge can lock in hard-to-get reservations and handle travel planning.

That said, consider acceptance and fees: American Express is not accepted everywhere in Australia and there’s a 3% foreign currency conversion fee. Balance these limits against the value of the 200,000 Membership Rewards and annual credits to see if the card fits your spending habits.